Parag Parikh ELSS Tax Saver Fund

ELSS Tax SaverEquityVery High risk Rank 34 of 44

NAV · Direct-Growth

₹32.02-0.20-0.63%

As of 17 Aug 2026 · AMFI

NAV growth-7.1%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Returns

Mixed vs category

1 of 3 periods ahead

Cost

Average

0.54% vs NaN% peers

Volatility

Below average

11.4% vs 15.5% cat (3Y)

Consistency

Strong

positive in 6 of 7 years

Beats its ELSS Tax Saver category on 5Y but trails on 1Y & 3Y — and has been steadier than peers.

1Y return

-6.0%

-10.7 vs cat

3Y CAGR

+11.5%

-2.2 vs cat

5Y CAGR

+12.8%

+0.2 vs cat

AUM

₹5.5K Cr

fund size

Expense

0.54%

direct plan

Volatility 3Y

11.4%

▼ vs 15.5%

Go deeper on Parag Parikh ELSS Tax Saver Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Parag Parikh ELSS Tax Saver Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Parag Parikh ELSS Tax Saver Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Parag Parikh ELSS Tax Saver Fund is a ELSS Tax Saver scheme from PPFAS. The portfolio is ~97% in equities. Long-run track record: about 12.8% CAGR over 5 years. Volatility is below the equity average — drawdowns are usually shallower. Worst historical drawdown: -30% in Mar 2020, recovered in 4 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF879O01100

NAV (Direct-Growth)

₹32.0237

Last 1Y

-7.06%

Aug 25Min ₹30.02 · Max ₹35.22 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-29.5%

Peak ₹11.19 on 13 Feb 2020 → trough ₹7.89 on 23 Mar 2020 (1 months down).

Recovered in 4 months· 21 Jul 2020

Mar 2026 — ongoing

-14.7%

Peak ₹35.22 on 23 Oct 2025 → trough ₹30.02 on 31 Mar 2026 (5 months down).

Not yet recovered

Jun 2022

-12.0%

Peak ₹20.03 on 18 Oct 2021 → trough ₹17.62 on 20 Jun 2022 (8 months down).

Recovered in 2 months· 17 Aug 2022

Mar 2025

-10.9%

Peak ₹34.10 on 26 Sept 2024 → trough ₹30.38 on 4 Mar 2025 (5 months down).

Recovered in 3 months· 6 Jun 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.54% — well below typical 1% for equity.
AUM size
₹5.5K Cr.
Sector concentration
Top 3 sectors = 55.1% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.40%	-0.49%	45/ 45
1M	-0.59%	+1.68%	44/ 45
3M	+1.58%	+6.12%	45/ 45
6M	-4.89%	+2.02%	44/ 45
YTD	-7.31%	+0.87%	45/ 45
1Y	-5.98%	+4.71%	45/ 45
2Y	+0.33%	+2.06%	33/ 44
3Y	+11.54%	+13.70%	34/ 44
5Y	+12.85%	+12.69%	17/ 37
7Y	+18.07%	+16.87%	11/ 36

Portfolio composition

Asset allocation

Equity96.80%
Debt0.17%
Cash3.03%

By market cap

Large cap71.12%
Mid cap2.06%
Small cap13.64%
Others13.18%

Concentration

Holdings

Avg market cap

₹1.58 L Cr

Top 10 stocks

56.35%

Top 5 stocks

34.74%

Top 3 sectors

55.06%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—8.03%
1
HDFC Bank Ltd
—7.93%
2
Power Grid Corp Of India Ltd
—7.73%
2
Power Grid Corp Of India Ltd
—7.68%
3
Coal India Ltd
—7.04%
3
Coal India Ltd
—7.03%
4
Bajaj Holdings and Investment Ltd
—6.45%
4
Bajaj Holdings and Investment Ltd
—5.86%
5
ITC Ltd
—5.59%
6
Maharashtra Scooters Ltd
—5.15%
5
ITC Ltd
—5.09%
6
Maharashtra Scooters Ltd
—4.99%
7
ICICI Bank Ltd
—4.67%
7
ICICI Bank Ltd
—4.58%
8
Kotak Mahindra Bank Ltd
—4.16%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio17.7524.09-6.34
P/B ratio2.073.29-1.22
Price / Sales3.372.96+0.41
Price / Cash Flow11.6418.13-6.49
Dividend yield3.26%1.23%+2.03
Return on equity (ROE)16.91%16.61%+0.30

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
9.3411.4111.0617.2615.4714.47
Sharpe ratio
Risk-adjusted return — higher is better.
-1.130.480.73-0.400.450.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-1.280.711.18-0.500.670.75
Beta
1 = moves with the market. <1 = less volatile.
0.690.700.690.960.960.94

Peers in ELSS Tax Saver

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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