SBI PSU Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹38.3843

As of 3 Jul 2026 · AMFI

AUM

₹6.6K Cr

Expense ratio

0.85%

1Y returns

+8.17%

3Y CAGR

+29.07%

5Y CAGR

+24.54%

Std deviation 3Y

+23.09%

In plain English

SBI PSU Fund is a Sectoral / Thematic scheme from SBI. The portfolio is ~97% in equities. Long-run track record: about 24.5% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -47% in Mar 2020, recovered in 19 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF200K01UY4

NAV (Direct-Growth)

₹38.3843

Last 1Y

+7.68%

Jul 25Min ₹33.41 · Max ₹41.33 · 249 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-47.1%

Peak ₹13.68 on 6 Nov 2017 → trough ₹7.24 on 24 Mar 2020 (29 months down).

Recovered in 19 months· 4 Oct 2021

Aug 2013

-31.7%

Peak ₹8.81 on 18 Jan 2013 → trough ₹6.02 on 28 Aug 2013 (7 months down).

Recovered in 9 months· 15 May 2014

Feb 2016

-28.0%

Peak ₹10.53 on 23 Jan 2015 → trough ₹7.58 on 12 Feb 2016 (13 months down).

Recovered in 8 months· 18 Oct 2016

Feb 2025

-24.1%

Peak ₹38.30 on 1 Aug 2024 → trough ₹29.07 on 28 Feb 2025 (7 months down).

Recovered in 11 months· 28 Jan 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.85% — typical for category.
AUM size
₹6.6K Cr.
Sector concentration
Top 3 sectors = 76.0% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.71%	+0.61%n=443	55/ 147
1M	+10.54%	+7.16%n=443	52/ 144
3M	+8.52%	+8.51%n=430	26/ 135
6M	+0.77%	+0.25%n=421	71/ 131
YTD	+2.87%	+0.78%n=428	60/ 131
1Y	+8.17%	+7.70%n=397	43/ 120
2Y	+9.55%	+6.68%n=322	24/ 73
3Y	+29.07%	+18.41%n=248	2/ 56
5Y	+24.54%	+15.97%n=205	2/ 37
7Y	+21.17%	+17.17%n=166	4/ 25
10Y	+16.63%	+15.45%n=138	7/ 17

Portfolio composition

Asset allocation

Equity96.74%
Debt0.07%
Cash3.18%

By market cap

Large cap72.23%
Mid cap18.20%
Small cap4.42%
Others5.15%

Concentration

Holdings

Avg market cap

₹1.98 L Cr

Top 10 stocks

76.96%

Top 5 stocks

53.62%

Top 3 sectors

76.02%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
State Bank of India
—16.87%
1
State Bank of India
—16.50%
2
Power Grid Corp Of India Ltd
—10.02%
3
NTPC Ltd
—9.72%
2
Power Grid Corp Of India Ltd
—9.52%
3
GAIL (India) Ltd
—9.34%
4
NTPC Ltd
—9.24%
4
Bharat Electronics Ltd
—9.10%
5
GAIL (India) Ltd
—8.92%
5
Bharat Electronics Ltd
—8.66%
6
Oil & Natural Gas Corp Ltd
—6.58%
6
Oil & Natural Gas Corp Ltd
—6.55%
7
Bank of Baroda
—5.51%
8
Treps
—5.24%
7
Bank of Baroda
—5.17%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio11.8128.47-16.66
P/B ratio1.734.25-2.52
Price / Sales1.343.21-1.87
Price / Cash Flow7.3819.97-12.59
Dividend yield3.07%1.23%+1.84
Return on equity (ROE)16.68%18.47%-1.79

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
21.2723.0920.84———
Sharpe ratio
Risk-adjusted return — higher is better.
0.170.950.89———
Sortino ratio
Like Sharpe but only counts downside volatility.
0.251.781.62———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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