Sundaram Services Fund Direct Plan

Sectoral / ThematicEquityVery High risk Rank 90 of 164

NAV · Direct-Growth

₹38.00-0.39-1.01%

As of 1 Oct 2026 · AMFI

NAV growth+0.5%

Oct ’25Oct ’26

Arthkar verdictSolid on the numbers

Returns

Lags category

0 of 3 periods ahead

Cost

Low

0.73% vs 0.83% peers

Consistency

Strong

positive in 7 of 8 years

Trails its Sectoral / Thematic category on 1Y, 3Y & 5Y.

1Y return

+0.1%

-2.7 vs cat

3Y CAGR

+12.8%

-1.2 vs cat

5Y CAGR

+12.0%

-0.1 vs cat

AUM

₹4.7K Cr

fund size

Expense

0.73%

direct plan

Volatility 3Y

15.5%

3Y std dev

Go deeper on Sundaram Services Fund Direct Plan

Two data-only views, computed from this fund's real NAV history — no projections.

Sundaram Services Fund Direct Plan SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Sundaram Services Fund Direct Plan real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Sundaram Services Fund Direct Plan is a Sectoral / Thematic scheme from Sundaram. The portfolio is ~95% in equities. Long-run track record: about 12.0% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -40% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF903JA1FA2

NAV (Direct-Growth)

₹38.0015

Last 1Y

+0.46%

Oct 25Min ₹33.02 · Max ₹41.08 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-39.6%

Peak ₹13.84 on 19 Feb 2020 → trough ₹8.36 on 23 Mar 2020 (1 months down).

Recovered in 9 months· 4 Dec 2020

Jun 2022

-17.4%

Peak ₹22.96 on 15 Nov 2021 → trough ₹18.98 on 20 Jun 2022 (7 months down).

Recovered in 3 months· 14 Sept 2022

Mar 2026

-17.2%

Peak ₹39.89 on 5 Jan 2026 → trough ₹33.02 on 31 Mar 2026 (3 months down).

Recovered in 3 months· 10 Jul 2026

Mar 2025

-15.0%

Peak ₹37.45 on 23 Sept 2024 → trough ₹31.83 on 3 Mar 2025 (5 months down).

Recovered in 3 months· 6 Jun 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.73% — typical for category.
AUM size
₹4.7K Cr.
Sector concentration
Top 3 sectors = 65.6% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-2.93%	-2.97%	150/ 291
1M	-5.82%	-4.80%	200/ 289
3M	-3.59%	-2.87%	142/ 286
6M	+12.14%	+11.48%	117/ 286
YTD	-3.45%	+0.50%	151/ 273
1Y	+0.13%	+2.78%	138/ 261
2Y	+2.81%	+1.38%	80/ 211
3Y	+12.82%	+14.01%	90/ 164
5Y	+11.99%	+12.09%	60/ 126
7Y	+18.75%	+17.57%	43/ 104

Portfolio composition

Asset allocation

Equity94.77%
Debt1.06%
Cash4.16%

By market cap

Large cap48.54%
Mid cap15.41%
Small cap26.71%
Others9.34%

Concentration

Holdings

Avg market cap

₹1.05 L Cr

Top 10 stocks

41.57%

Top 5 stocks

27.03%

Top 3 sectors

65.63%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Bharti Airtel Ltd
—6.75%
1
Bharti Airtel Ltd
—6.41%
2
HDFC Bank Ltd
—6.27%
2
HDFC Bank Ltd
—5.93%
3
Axis Bank Ltd
—5.11%
3
Axis Bank Ltd
—5.00%
4
Reliance Industries Ltd
—5.00%
4
Reliance Industries Ltd
—4.97%
5
Eternal Ltd
—4.75%
5
Eternal Ltd
—4.69%
6
Adani Ports & Special Economic Zone Ltd
—3.91%
6
Adani Ports & Special Economic Zone Ltd
—3.45%
7
Apollo Hospitals Enterprise Ltd
—2.94%
8
ICICI Bank Ltd
—2.86%
8
Apollo Hospitals Enterprise Ltd
—2.72%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio24.5528.47-3.92
P/B ratio2.954.25-1.30
Price / Sales2.853.21-0.36
Price / Cash Flow15.2719.97-4.70
Dividend yield0.76%1.23%-0.47
Return on equity (ROE)12.31%18.47%-6.16

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.1215.0114.62———
Sharpe ratio
Risk-adjusted return — higher is better.
-0.280.630.71———
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.390.991.18———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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