Sundaram Services Fund Direct Plan

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹39.4173

As of 3 Jul 2026 · AMFI

AUM

₹4.7K Cr

Expense ratio

0.73%

1Y returns

+0.02%

3Y CAGR

+16.02%

5Y CAGR

+16.38%

Std deviation 3Y

+15.01%

In plain English

Sundaram Services Fund Direct Plan is a Sectoral / Thematic scheme from Sundaram. The portfolio is ~95% in equities. Long-run track record: about 16.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -40% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF903JA1FA2

NAV (Direct-Growth)

₹39.4173

Last 1Y

+1.67%

Jul 25Min ₹33.02 · Max ₹39.89 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-39.6%

Peak ₹13.84 on 19 Feb 2020 → trough ₹8.36 on 23 Mar 2020 (1 months down).

Recovered in 9 months· 4 Dec 2020

Jun 2022

-17.4%

Peak ₹22.96 on 15 Nov 2021 → trough ₹18.98 on 20 Jun 2022 (7 months down).

Recovered in 3 months· 14 Sept 2022

Mar 2026 — ongoing

-17.2%

Peak ₹39.89 on 5 Jan 2026 → trough ₹33.02 on 31 Mar 2026 (3 months down).

Not yet recovered

Mar 2025

-15.0%

Peak ₹37.45 on 23 Sept 2024 → trough ₹31.83 on 3 Mar 2025 (5 months down).

Recovered in 3 months· 6 Jun 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.73% — typical for category.
AUM size
₹4.7K Cr.
Sector concentration
Top 3 sectors = 65.6% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.30%	+0.61%n=443	102/ 147
1M	+5.81%	+7.16%n=443	31/ 138
3M	-1.62%	+8.51%n=430	120/ 135
6M	-1.92%	+0.25%n=421	97/ 131
YTD	-1.20%	+0.78%n=428	93/ 131
1Y	+3.91%	+7.70%n=397	98/ 118
2Y	+7.85%	+6.68%n=322	14/ 85
3Y	+17.93%	+18.41%n=248	34/ 53
5Y	+16.38%	+15.97%n=205	18/ 37
7Y	+19.18%	+17.17%n=166	10/ 27

Portfolio composition

Asset allocation

Equity94.77%
Debt1.06%
Cash4.16%

By market cap

Large cap48.54%
Mid cap15.41%
Small cap26.71%
Others9.34%

Concentration

Holdings

Avg market cap

₹1.05 L Cr

Top 10 stocks

41.57%

Top 5 stocks

27.03%

Top 3 sectors

65.63%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Bharti Airtel Ltd
—6.75%
1
Bharti Airtel Ltd
—6.41%
2
HDFC Bank Ltd
—6.27%
2
HDFC Bank Ltd
—5.93%
3
Axis Bank Ltd
—5.11%
3
Axis Bank Ltd
—5.00%
4
Reliance Industries Ltd
—5.00%
4
Reliance Industries Ltd
—4.97%
5
Eternal Ltd
—4.75%
5
Eternal Ltd
—4.69%
6
Adani Ports & Special Economic Zone Ltd
—3.91%
7
Treps
—3.65%
6
Adani Ports & Special Economic Zone Ltd
—3.45%
7
Apollo Hospitals Enterprise Ltd
—2.94%
8
ICICI Bank Ltd
—2.86%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio24.5528.47-3.92
P/B ratio2.954.25-1.30
Price / Sales2.853.21-0.36
Price / Cash Flow15.2719.97-4.70
Dividend yield0.76%1.23%-0.47
Return on equity (ROE)12.31%18.47%-6.16

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.1215.0114.62———
Sharpe ratio
Risk-adjusted return — higher is better.
-0.280.630.71———
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.390.991.18———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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