Tata Business Cycle Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹20.7002

As of 1 Jul 2026 · AMFI

AUM

₹2.7K Cr

Expense ratio

0.61%

1Y returns

+2.69%

3Y CAGR

+16.72%

5Y CAGR

—

Std deviation 3Y

+15.64%

In plain English

Tata Business Cycle Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~97% in equities. 3-year CAGR: about 16.7%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -20% in Mar 2025 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹20.7002

Last 1Y

+1.90%

Jul 25Min ₹17.71 · Max ₹20.71 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025 — ongoing

-20.0%

Peak ₹21.80 on 27 Sept 2024 → trough ₹17.43 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-15.5%

Peak ₹11.19 on 17 Jan 2022 → trough ₹9.46 on 20 Jun 2022 (5 months down).

Recovered in 2 months· 17 Aug 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.61% — typical for category.
AUM size
₹2.7K Cr.
Sector concentration
Top 3 sectors = 60.8% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.61%	+0.61%n=443	61/ 147
1M	+3.88%	+7.16%n=443	68/ 138
3M	+3.33%	+8.51%n=430	62/ 135
6M	-2.39%	+0.25%n=421	73/ 131
YTD	-1.68%	+0.78%n=428	68/ 135
1Y	+5.22%	+7.70%n=397	89/ 118
2Y	+4.14%	+6.68%n=322	55/ 73
3Y	+16.72%	+18.41%n=248	32/ 56

Portfolio composition

Asset allocation

Equity96.98%
Cash3.02%

By market cap

Large cap45.65%
Mid cap24.64%
Small cap25.81%
Others3.90%

Concentration

Holdings

Avg market cap

₹1.00 L Cr

Top 10 stocks

35.13%

Top 5 stocks

20.92%

Top 3 sectors

60.76%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Reliance Industries Ltd
—7.08%
1
Reliance Industries Ltd
—5.29%
2
Jindal Steel Ltd
—4.67%
3
HDFC Bank Ltd
—4.49%
2
HDFC Bank Ltd
—4.25%
3
Jindal Steel Ltd
—3.87%
4
Metropolis Healthcare Ltd
—3.83%
5
Axis Bank Ltd
—3.82%
4
Metropolis Healthcare Ltd
—3.77%
5
Axis Bank Ltd
—3.74%
6
Cash / Net Current Asset
—3.40%
6
Lupin Ltd
—3.10%
7
Larsen & Toubro Ltd
—3.08%
7
Larsen & Toubro Ltd
—3.00%
8
L&T Finance Ltd
—2.94%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio27.8328.47-0.64
P/B ratio3.114.25-1.14
Price / Sales3.053.21-0.16
Price / Cash Flow17.7419.97-2.23
Dividend yield0.84%1.23%-0.39
Return on equity (ROE)14.85%18.47%-3.62

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.0615.64————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.160.64————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.230.99————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthTata Business Cycle Fund-Direct Plan-GrowthINF277KA1166
DirectIDCW PayoutTata Business Cycle Fund-Direct Plan-IDCW PayoutINF277KA1174
RegularGrowthTata Business Cycle Fund-Regular Plan-GrowthINF277KA1190
RegularIDCW PayoutTata Business Cycle Fund-Regular Plan-IDCW PayoutINF277KA1208

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