Tata ELSS Fund

ELSS Tax SaverEquity SEBI-regulated

NAV (Direct-Growth)

₹53.6544

As of 3 Jul 2026 · AMFI

AUM

₹4.5K Cr

Expense ratio

0.69%

1Y returns

+4.91%

cat -1.72%

3Y CAGR

+15.29%

cat 12.95%

5Y CAGR

+14.58%

cat 12.58%

Std deviation 3Y

+15.71%

cat 15.47%

In plain English

Tata ELSS Fund is a ELSS Tax Saver scheme from Tata. The portfolio is ~97% in equities. Long-run track record: about 14.6% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -37% in Mar 2020, recovered in 8 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277K01I86

NAV (Direct-Growth)

₹53.6544

Last 1Y

+4.77%

Jul 25Min ₹46.77 · Max ₹53.88 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-36.8%

Peak ₹21.03 on 13 Feb 2020 → trough ₹13.30 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 9 Nov 2020

Mar 2025

-18.5%

Peak ₹53.56 on 26 Sept 2024 → trough ₹43.64 on 3 Mar 2025 (5 months down).

Recovered in 10 months· 2 Jan 2026

Oct 2018

-17.6%

Peak ₹19.59 on 23 Jan 2018 → trough ₹16.14 on 26 Oct 2018 (9 months down).

Recovered in 7 months· 24 May 2019

Jun 2022

-16.6%

Peak ₹32.47 on 17 Jan 2022 → trough ₹27.07 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 8 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.69% — typical for category.
AUM size
₹4.5K Cr.
Sector concentration
Top 3 sectors = 62.4% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.17%	-1.21%	26/ 55
1M	+8.82%	+6.78%	21/ 55
3M	+3.11%	-0.40%	15/ 55
6M	-0.32%	-2.61%	16/ 54
YTD	+1.02%	-2.27%	16/ 54
1Y	+4.91%	-1.72%	11/ 54
2Y	+9.07%	+4.55%	7/ 54
3Y	+15.29%	+12.95%	23/ 52
5Y	+14.58%	+12.58%	17/ 47
7Y	+15.39%	+12.47%	24/ 46
10Y	+15.43%	+14.00%	11/ 32

Portfolio composition

Asset allocation

Equity97.35%
Cash2.65%

By market cap

Large cap61.25%
Mid cap16.48%
Small cap21.39%
Others0.88%

Concentration

Holdings

Avg market cap

₹1.64 L Cr

Top 10 stocks

40.45%

Top 5 stocks

26.50%

Top 3 sectors

62.39%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Bharti Airtel Ltd
—6.21%
2
ICICI Bank Ltd
—6.19%
3
HDFC Bank Ltd
—6.12%
1
Bharti Airtel Ltd
—5.96%
2
ICICI Bank Ltd
—5.73%
3
HDFC Bank Ltd
—5.72%
4
State Bank of India
—4.88%
4
State Bank of India
—4.82%
5
Reliance Industries Ltd
—4.43%
5
Reliance Industries Ltd
—4.27%
6
NTPC Ltd
—3.13%
6
Larsen & Toubro Ltd
—3.13%
7
NTPC Ltd
—3.05%
7
Larsen & Toubro Ltd
—3.02%
8
Cummins India Ltd
—2.68%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.6724.09-0.42
P/B ratio3.223.29-0.07
Price / Sales3.082.96+0.12
Price / Cash Flow15.7918.13-2.34
Dividend yield1.23%1.23%+0.00
Return on equity (ROE)17.84%16.61%+1.23

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.1015.7114.7117.2615.4714.47
Sharpe ratio
Risk-adjusted return — higher is better.
-0.030.570.61-0.400.450.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.040.860.95-0.500.670.75
Beta
1 = moves with the market. <1 = less volatile.
1.031.000.980.960.960.94

Peers in ELSS Tax Saver

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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