Tata Housing Opportunities Fund

Sectoral / ThematicEquityVery High risk Rank 151 of 164

NAV · Direct-Growth

₹15.12-0.12-0.76%

As of 1 Oct 2026 · AMFI

NAV growth-3.6%

Oct ’25Oct ’26

Arthkar verdictMixed picture

Returns

Lags category

0 of 2 periods ahead

Cost

Average

0.76% vs 0.83% peers

Consistency

Patchy

positive in 2 of 4 years

Trails its Sectoral / Thematic category on 1Y & 3Y.

1Y return

-4.0%

-6.8 vs cat

3Y CAGR

+6.7%

-7.3 vs cat

5Y CAGR

—

AUM

₹472.89 Cr

fund size

Expense

0.76%

direct plan

Volatility 3Y

19.0%

3Y std dev

Go deeper on Tata Housing Opportunities Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Tata Housing Opportunities Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Tata Housing Opportunities Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Tata Housing Opportunities Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~90% in equities with 10% kept in cash and short-term debt. 3-year CAGR: about 6.7%. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -24% in Feb 2025 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277KA1497

NAV (Direct-Growth)

₹15.1150

Last 1Y

-3.60%

Oct 25Min ₹13.47 · Max ₹16.38 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025 — ongoing

-24.2%

Peak ₹17.72 on 23 Sept 2024 → trough ₹13.44 on 28 Feb 2025 (5 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.76% — typical for category.
AUM size
₹473 Cr.
Sector concentration
Top 3 sectors = 67.1% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-2.62%	-2.97%	99/ 291
1M	-4.30%	-4.80%	88/ 289
3M	-6.19%	-2.87%	220/ 286
6M	+10.48%	+11.48%	134/ 286
YTD	-4.74%	+0.50%	159/ 273
1Y	-4.03%	+2.78%	186/ 261
2Y	-6.07%	+1.38%	182/ 211
3Y	+6.66%	+14.01%	151/ 164

Portfolio composition

Asset allocation

Equity90.16%
Cash9.84%

By market cap

Large cap55.15%
Mid cap14.84%
Small cap21.84%
Others8.17%

Concentration

Holdings

Avg market cap

₹1.29 L Cr

Top 10 stocks

60.49%

Top 5 stocks

37.58%

Top 3 sectors

67.10%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
UltraTech Cement Ltd
—8.91%
2
HDFC Bank Ltd
—8.87%
1
UltraTech Cement Ltd
—8.46%
2
HDFC Bank Ltd
—8.24%
3
Larsen & Toubro Ltd
—8.14%
3
Larsen & Toubro Ltd
—8.07%
4
ICICI Bank Ltd
—6.91%
5
NTPC Ltd
—6.72%
5
NTPC Ltd
—6.37%
6
ICICI Bank Ltd
—6.37%
7
R R Kabel Ltd
—5.11%
6
R R Kabel Ltd
—4.78%
8
Venus Pipes & Tubes Ltd
—4.77%
7
JSW Steel Ltd
—4.68%
9
JSW Steel Ltd
—4.64%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.1828.47-5.29
P/B ratio2.664.25-1.59
Price / Sales2.543.21-0.67
Price / Cash Flow15.5619.97-4.41
Dividend yield0.84%1.23%-0.39
Return on equity (ROE)13.53%18.47%-4.94

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.8318.86————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.240.31————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.330.45————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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