Tata Housing Opportunities Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹16.1119

As of 3 Jul 2026 · AMFI

AUM

₹472.89 Cr

Expense ratio

0.76%

1Y returns

-0.70%

3Y CAGR

+11.40%

5Y CAGR

—

Std deviation 3Y

+18.86%

In plain English

Tata Housing Opportunities Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~90% in equities with 10% kept in cash and short-term debt. 3-year CAGR: about 11.4%. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -24% in Feb 2025 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277KA1497

NAV (Direct-Growth)

₹16.1119

Last 1Y

-0.62%

Jul 25Min ₹13.47 · Max ₹16.64 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025 — ongoing

-24.2%

Peak ₹17.72 on 23 Sept 2024 → trough ₹13.44 on 28 Feb 2025 (5 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.76% — typical for category.
AUM size
₹473 Cr.
Sector concentration
Top 3 sectors = 67.1% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.56%	+0.61%n=443	22/ 147
1M	+5.24%	+7.16%n=443	42/ 138
3M	+2.70%	+8.51%n=430	69/ 135
6M	-4.59%	+0.25%n=421	99/ 131
YTD	-1.76%	+0.78%n=428	70/ 135
1Y	+6.42%	+7.70%n=397	80/ 118
2Y	+2.39%	+6.68%n=322	61/ 73
3Y	+11.40%	+18.41%n=248	48/ 56

Portfolio composition

Asset allocation

Equity90.16%
Cash9.84%

By market cap

Large cap55.15%
Mid cap14.84%
Small cap21.84%
Others8.17%

Concentration

Holdings

Avg market cap

₹1.29 L Cr

Top 10 stocks

60.49%

Top 5 stocks

37.58%

Top 3 sectors

67.10%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
UltraTech Cement Ltd
—8.91%
2
HDFC Bank Ltd
—8.87%
1
UltraTech Cement Ltd
—8.46%
2
HDFC Bank Ltd
—8.24%
3
Larsen & Toubro Ltd
—8.14%
3
Larsen & Toubro Ltd
—8.07%
4
Cash / Net Current Asset
—8.04%
4
ICICI Bank Ltd
—6.91%
5
NTPC Ltd
—6.72%
5
NTPC Ltd
—6.37%
6
ICICI Bank Ltd
—6.37%
7
R R Kabel Ltd
—5.11%
6
R R Kabel Ltd
—4.78%
8
Venus Pipes & Tubes Ltd
—4.77%
7
JSW Steel Ltd
—4.68%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.1828.47-5.29
P/B ratio2.664.25-1.59
Price / Sales2.543.21-0.67
Price / Cash Flow15.5619.97-4.41
Dividend yield0.84%1.23%-0.39
Return on equity (ROE)13.53%18.47%-4.94

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.8318.86————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.240.31————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.330.45————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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