Tata India Consumer Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹54.0774

As of 3 Jul 2026 · AMFI

AUM

₹2.6K Cr

Expense ratio

0.65%

1Y returns

+6.37%

cat -2.03%

3Y CAGR

+16.46%

cat 10.83%

5Y CAGR

+15.94%

cat 12.81%

Std deviation 3Y

+16.92%

cat 16.27%

In plain English

Tata India Consumer Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~97% in equities. Long-run track record: about 15.9% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -32% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277K013A6

NAV (Direct-Growth)

₹54.0774

Last 1Y

+6.45%

Jul 25Min ₹44.53 · Max ₹54.08 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-32.5%

Peak ₹20.45 on 31 Aug 2018 → trough ₹13.81 on 23 Mar 2020 (19 months down).

Recovered in 8 months· 13 Nov 2020

Feb 2025 — ongoing

-20.7%

Peak ₹55.97 on 23 Sept 2024 → trough ₹44.38 on 28 Feb 2025 (5 months down).

Not yet recovered

Jun 2022

-19.2%

Peak ₹31.19 on 18 Oct 2021 → trough ₹25.20 on 17 Jun 2022 (8 months down).

Recovered in 3 months· 12 Sept 2022

Nov 2016

-15.0%

Peak ₹11.92 on 4 Oct 2016 → trough ₹10.13 on 21 Nov 2016 (2 months down).

Recovered in 2 months· 3 Feb 2017

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.65% — typical for category.
AUM size
₹2.6K Cr.
Sector concentration
Top 3 sectors = 81.5% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+2.02%	+0.57%	2/ 26
1M	+12.62%	+8.97%	1/ 26
3M	+4.76%	+1.13%	3/ 25
6M	+3.60%	-3.11%	3/ 25
YTD	+2.55%	-3.43%	4/ 25
1Y	+6.37%	-2.03%	1/ 21
2Y	+8.78%	+4.32%	2/ 15
3Y	+16.46%	+10.83%	1/ 11
5Y	+15.94%	+12.81%	1/ 11
7Y	+16.15%	+12.34%	5/ 11
10Y	+17.82%	+14.32%	1/ 8

Portfolio composition

Asset allocation

Equity97.23%
Cash2.77%

By market cap

Large cap53.37%
Mid cap19.33%
Small cap23.36%
Others3.94%

Concentration

Holdings

Avg market cap

₹90.2K Cr

Top 10 stocks

51.74%

Top 5 stocks

32.14%

Top 3 sectors

81.46%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Eternal Ltd
—8.02%
1
Eternal Ltd
—7.90%
2
Titan Co Ltd
—7.86%
2
Titan Co Ltd
—7.62%
3
Nestle India Ltd
—6.44%
3
Nestle India Ltd
—5.85%
4
Varun Beverages Ltd
—5.19%
5
Radico Khaitan Ltd
—4.99%
4
ITC Ltd
—4.84%
5
Cash / Net Current Asset
—4.79%
6
ITC Ltd
—4.74%
6
Radico Khaitan Ltd
—4.71%
7
Dixon Technologies (India) Ltd
—4.62%
7
Cash / Net Current Asset
—4.60%
8
Tata Consumer Products Ltd
—4.33%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio45.4139.03+6.38
P/B ratio8.726.56+2.16
Price / Sales4.603.63+0.97
Price / Cash Flow31.9924.25+7.74
Dividend yield0.72%0.95%-0.23
Return on equity (ROE)24.40%20.04%+4.36

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.4716.9215.8218.1316.2714.90
Sharpe ratio
Risk-adjusted return — higher is better.
0.030.590.64-0.420.300.48
Sortino ratio
Like Sharpe but only counts downside volatility.
0.060.921.05-0.550.420.74
Beta
1 = moves with the market. <1 = less volatile.
1.010.980.940.950.970.91

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray