Tata India Consumer Fund

Sectoral / ThematicEquityVery High risk Rank 78 of 157

NAV · Direct-Growth

₹56.35-0.13-0.23%

As of 18 Aug 2026 · AMFI

NAV growth+7.9%

Aug ’25Aug ’26

Arthkar verdictMixed picture

Returns

Mixed vs category

1 of 3 periods ahead

Cost

Average

0.65% vs NaN% peers

Volatility

Above average

16.9% vs 16.3% cat (3Y)

Consistency

Steady

positive in 8 of 11 years

Beats its Sectoral / Thematic category on 5Y but trails on 1Y & 3Y — but has run more volatile than peers.

1Y return

+7.9%

-1.6 vs cat

3Y CAGR

+16.9%

-0.3 vs cat

5Y CAGR

+15.8%

+1.1 vs cat

AUM

₹2.6K Cr

fund size

Expense

0.65%

direct plan

Volatility 3Y

16.9%

▲ vs 16.3%

Go deeper on Tata India Consumer Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Tata India Consumer Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Tata India Consumer Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Tata India Consumer Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~97% in equities. Long-run track record: about 15.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -32% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF277K013A6

NAV (Direct-Growth)

₹56.3455

Last 1Y

+7.95%

Aug 25Min ₹44.53 · Max ₹56.73 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-32.5%

Peak ₹20.45 on 31 Aug 2018 → trough ₹13.81 on 23 Mar 2020 (19 months down).

Recovered in 8 months· 13 Nov 2020

Feb 2025

-20.7%

Peak ₹55.97 on 23 Sept 2024 → trough ₹44.38 on 28 Feb 2025 (5 months down).

Recovered in 17 months· 3 Aug 2026

Jun 2022

-19.2%

Peak ₹31.19 on 18 Oct 2021 → trough ₹25.20 on 17 Jun 2022 (8 months down).

Recovered in 3 months· 12 Sept 2022

Nov 2016

-15.0%

Peak ₹11.92 on 4 Oct 2016 → trough ₹10.13 on 21 Nov 2016 (2 months down).

Recovered in 2 months· 3 Feb 2017

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.65% — typical for category.
AUM size
₹2.6K Cr.
Sector concentration
Top 3 sectors = 81.5% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.43%	-0.40%	134/ 286
1M	+4.55%	+2.47%	57/ 286
3M	+10.69%	+8.01%	64/ 286
6M	+12.36%	+6.33%	69/ 278
YTD	+7.26%	+6.03%	97/ 273
1Y	+7.95%	+9.52%	124/ 258
2Y	+5.26%	+5.82%	101/ 203
3Y	+16.93%	+17.18%	78/ 157
5Y	+15.83%	+14.76%	43/ 125
7Y	+18.61%	+18.88%	55/ 104
10Y	+17.53%	+14.74%	11/ 81

Portfolio composition

Asset allocation

Equity97.23%
Cash2.77%

By market cap

Large cap53.37%
Mid cap19.33%
Small cap23.36%
Others3.94%

Concentration

Holdings

Avg market cap

₹90.2K Cr

Top 10 stocks

51.74%

Top 5 stocks

32.14%

Top 3 sectors

81.46%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Eternal Ltd
—8.02%
1
Eternal Ltd
—7.90%
2
Titan Co Ltd
—7.86%
2
Titan Co Ltd
—7.62%
3
Nestle India Ltd
—6.44%
3
Nestle India Ltd
—5.85%
4
Varun Beverages Ltd
—5.19%
5
Radico Khaitan Ltd
—4.99%
4
ITC Ltd
—4.84%
6
ITC Ltd
—4.74%
6
Radico Khaitan Ltd
—4.71%
7
Dixon Technologies (India) Ltd
—4.62%
8
Tata Consumer Products Ltd
—4.33%
8
Tata Consumer Products Ltd
—4.31%
9
Varun Beverages Ltd
—4.14%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio45.4139.03+6.38
P/B ratio8.726.56+2.16
Price / Sales4.603.63+0.97
Price / Cash Flow31.9924.25+7.74
Dividend yield0.72%0.95%-0.23
Return on equity (ROE)24.40%20.04%+4.36

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.4716.9215.8218.1316.2714.90
Sharpe ratio
Risk-adjusted return — higher is better.
0.030.590.64-0.420.300.48
Sortino ratio
Like Sharpe but only counts downside volatility.
0.060.921.05-0.550.420.74
Beta
1 = moves with the market. <1 = less volatile.
1.010.980.940.950.970.91

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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