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Taurus

Taurus Banking & Financial Services Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹60.9900

As of 1 Jul 2026 · AMFI

AUM

₹11.22 Cr

Expense ratio

1.43%

1Y returns

-0.11%

cat 4.44%

3Y CAGR

+10.41%

cat 13.50%

5Y CAGR

+11.90%

cat 13.41%

Std deviation 3Y

+14.94%

cat 17.08%

In plain English

Taurus Banking & Financial Services Fund is a Sectoral / Thematic scheme from Taurus. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Long-run track record: about 11.9% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -42% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹60.9900

Last 1Y

-1.13%

Jul 25Min ₹53.69 · Max ₹63.14 · 202 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-41.6%

Peak ₹31.88 on 27 Dec 2019 → trough ₹18.61 on 23 Mar 2020 (3 months down).

Recovered in 9 months· 28 Dec 2020

Feb 2016

-35.5%

Peak ₹20.14 on 28 Jan 2015 → trough ₹12.99 on 25 Feb 2016 (13 months down).

Recovered in 13 months· 29 Mar 2017

Sept 2013

-35.2%

Peak ₹13.90 on 4 Jan 2013 → trough ₹9.01 on 3 Sept 2013 (8 months down).

Recovered in 8 months· 9 May 2014

Jun 2022

-22.1%

Peak ₹41.59 on 26 Oct 2021 → trough ₹32.41 on 20 Jun 2022 (8 months down).

Recovered in 5 months· 9 Nov 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

2

Honesty score

2 / 5

Material concerns — review the details carefully or consider alternatives.

  • Expense ratio

    1.43% — significantly above category norm.

  • AUM size

    ₹11 Cr.

  • Sector concentration

    Top 3 sectors = 94.1% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.46%-0.80%7/ 28
1M+8.49%+7.94%16/ 28
3M+0.55%-2.83%4/ 24
6M-1.75%-0.84%19/ 24
YTD-0.83%-0.60%19/ 24
1Y-0.11%+4.44%21/ 22
2Y+6.51%+9.70%20/ 20
3Y+10.41%+13.50%15/ 16
5Y+11.90%+13.41%12/ 13
7Y+11.94%+10.18%8/ 11
10Y+14.11%+13.89%8/ 11

Portfolio composition

Asset allocation

  • Equity94.10%
  • Cash5.90%

By market cap

  • Large cap70.36%
  • Mid cap4.76%
  • Small cap7.97%
  • Others16.91%

Concentration

Holdings

26

Avg market cap

₹2.09 L Cr

Top 10 stocks

70.00%

Top 5 stocks

52.52%

Top 3 sectors

94.10%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    ICICI Bank Ltd

    —16.81%
  • 1

    ICICI Bank Ltd

    —16.18%
  • 2

    HDFC Bank Ltd

    —14.21%
  • 2

    HDFC Bank Ltd

    —13.36%
  • 3

    State Bank of India

    —8.50%
  • 3

    Axis Bank Ltd

    —7.97%
  • 4

    Axis Bank Ltd

    —7.79%
  • 4

    State Bank of India

    —7.72%
  • 5

    Kotak Mahindra Bank Ltd

    —7.29%
  • 5

    Kotak Mahindra Bank Ltd

    —7.25%
  • 6

    Net Receivable / Payable

    —6.30%
  • 6

    Net Receivable / Payable

    —5.90%
  • 7

    Power Finance Corp Ltd

    —5.38%
  • 8

    Karnataka Bank Ltd

    —4.59%
  • 7

    Dam Capital Advisors Ltd

    —4.11%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio13.4818.31-4.83
  • P/B ratio1.732.26-0.53
  • Price / Sales3.633.94-0.31
  • Price / Cash Flow—0.00—
  • Dividend yield1.55%0.94%+0.61
  • Return on equity (ROE)16.22%15.70%+0.52

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

  • Standard deviation

    Volatility — lower means steadier returns.

    13.6414.9415.4222.8417.0817.14

  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.300.290.420.010.420.45

  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.400.430.660.020.630.70

  • Beta

    1 = moves with the market. <1 = less volatile.

    0.900.900.921.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense
Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN
  • DirectGrowthTaurus Banking & Financial Services Fund - Direct Plan - GrowthINF044D01CN2
  • DirectIDCW PayoutTaurus Banking & Financial Services Fund - Direct Plan - Payout of Income Distribution cum Capital Withdrawal optionINF044D01CO0
  • RegularGrowthTaurus Banking & Financial Services Fund - Regular Plan - GrowthINF044D01BI4
  • RegularIDCW PayoutTaurus Banking & Financial Services Fund - Regular Plan - Payout of Income Distribution cum Capital Withdrawal optionINF044D01BJ2

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