Union Business Cycle Fund

Sectoral / ThematicEquityVery High risk Rank 126 of 261

NAV · Direct-Growth

₹11.78-0.04-0.34%

As of 7 Oct 2026 · AMFI

NAV growth+1.4%

Oct ’25Oct ’26

Arthkar verdictMixed picture

Returns

Lags category

0 of 1 periods ahead

Cost

High

1.03% vs 0.83% peers

Trails its Sectoral / Thematic category on 1Y.

1Y return

+1.4%

-1.8 vs cat

3Y CAGR

—

5Y CAGR

—

AUM

₹511.53 Cr

fund size

Expense

1.03%

direct plan

Volatility 3Y

—

3Y std dev

In plain English

Union Business Cycle Fund is a Sectoral / Thematic scheme from Union. The portfolio is ~96% in equities. Worst historical drawdown: -20% in Feb 2025, recovered in 16 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF582M01JQ0

NAV (Direct-Growth)

₹11.7800

Last 1Y

+1.38%

Oct 25Min ₹10.31 · Max ₹12.37 · 247 ptsOct 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025

-19.9%

Peak ₹12.16 on 23 Sept 2024 → trough ₹9.74 on 28 Feb 2025 (5 months down).

Recovered in 16 months· 2 Jul 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.03% — above the typical 1% for equity.
AUM size
₹512 Cr.
Sector concentration
Top 3 sectors = 68.6% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.51%	+0.13%	92/ 291
1M	-3.68%	-3.58%	132/ 289
3M	-2.81%	-1.90%	141/ 286
6M	+10.51%	+11.04%	132/ 286
YTD	+1.03%	+1.59%	118/ 273
1Y	+1.38%	+3.23%	126/ 261
2Y	+0.69%	+2.74%	126/ 211

Portfolio composition

Asset allocation

Equity95.76%
Cash4.21%

By market cap

Large cap41.35%
Mid cap25.16%
Small cap15.05%
Others18.44%

Concentration

Holdings

Avg market cap

₹1.01 L Cr

Top 10 stocks

33.01%

Top 5 stocks

19.95%

Top 3 sectors

68.62%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—6.93%
1
ICICI Bank Ltd
—4.57%
2
Reliance Industries Ltd
—4.17%
2
Axis Bank Ltd
—4.09%
4
State Bank of India
—3.28%
5
Axis Bank Ltd
—3.25%
6
Bharat Electronics Ltd
—3.22%
4
Bharat Electronics Ltd
—3.12%
7
Bharti Airtel Ltd
—3.11%
8
UltraTech Cement Ltd
—3.05%
5
Cummins India Ltd
—2.94%
6
Bharat Heavy Electricals Ltd
—2.88%
9
Shriram Finance Ltd
—2.85%
10
SBI Life Insurance Co Ltd
—2.81%
11
Cummins India Ltd
—2.79%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio30.7928.47+2.32
P/B ratio3.504.25-0.75
Price / Sales2.843.21-0.37
Price / Cash Flow19.5519.97-0.42
Dividend yield0.64%1.23%-0.59
Return on equity (ROE)17.79%18.47%-0.68

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.39—————
Sharpe ratio
Risk-adjusted return — higher is better.
0.06—————
Sortino ratio
Like Sharpe but only counts downside volatility.
0.08—————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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