Union Value Fund

Value / ContraEquity SEBI-regulated

NAV (Direct-Growth)

₹31.1700

As of 3 Jul 2026 · AMFI

AUM

₹374.79 Cr

Expense ratio

1.11%

1Y returns

+2.09%

cat 1.58%

3Y CAGR

+16.46%

cat 14.97%

5Y CAGR

+15.54%

cat 13.59%

Std deviation 3Y

+14.65%

cat 15.85%

In plain English

Union Value Fund is a Value / Contra scheme from Union. The portfolio is ~98% in equities. Long-run track record: about 15.5% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF582M01EK4

NAV (Direct-Growth)

₹31.1700

Last 1Y

+1.93%

Jul 25Min ₹27.46 · Max ₹31.51 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.7%

Peak ₹11.20 on 17 Jan 2020 → trough ₹6.98 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 5 Nov 2020

Mar 2025

-17.9%

Peak ₹30.77 on 23 Sept 2024 → trough ₹25.27 on 3 Mar 2025 (5 months down).

Recovered in 4 months· 10 Jul 2025

Jun 2022

-17.9%

Peak ₹18.20 on 18 Oct 2021 → trough ₹14.95 on 20 Jun 2022 (8 months down).

Recovered in 4 months· 1 Nov 2022

Mar 2026 — ongoing

-12.9%

Peak ₹31.51 on 2 Jan 2026 → trough ₹27.46 on 31 Mar 2026 (3 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.11% — above the typical 1% for equity.
AUM size
₹375 Cr.
Sector concentration
Top 3 sectors = 57.8% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.53%	-1.23%	17/ 22
1M	+7.82%	+7.23%	13/ 22
3M	+0.83%	+0.79%	10/ 22
6M	-0.86%	-1.73%	11/ 23
YTD	+0.51%	-1.54%	8/ 23
1Y	+2.09%	+1.58%	11/ 23
2Y	+7.63%	+6.47%	8/ 20
3Y	+16.46%	+14.97%	11/ 21
5Y	+15.54%	+13.59%	9/ 17
7Y	+16.00%	+13.43%	7/ 14
10Y	—	+14.53%	—

Portfolio composition

Asset allocation

Equity98.07%
Cash1.93%

By market cap

Large cap48.99%
Mid cap18.54%
Small cap22.58%
Others9.89%

Concentration

Holdings

Avg market cap

₹1.12 L Cr

Top 10 stocks

33.17%

Top 5 stocks

20.08%

Top 3 sectors

57.81%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Reliance Industries Ltd
—5.02%
2
HDFC Bank Ltd
—4.80%
1
HDFC Bank Ltd
—4.57%
2
Reliance Industries Ltd
—4.35%
3
Treps
—3.87%
3
NTPC Ltd
—3.84%
4
State Bank of India
—3.82%
4
State Bank of India
—3.77%
5
ICICI Bank Ltd
—3.65%
5
ICICI Bank Ltd
—3.56%
6
NTPC Ltd
—3.51%
7
Shriram Finance Ltd
—3.10%
6
Shriram Finance Ltd
—3.01%
8
Bharti Airtel Ltd
—2.96%
7
Bharti Airtel Ltd
—2.83%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.2320.48+2.75
P/B ratio3.052.69+0.36
Price / Sales2.462.33+0.13
Price / Cash Flow14.5813.84+0.74
Dividend yield1.21%1.63%-0.42
Return on equity (ROE)15.59%16.25%-0.66

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.0314.6513.9417.7115.8514.41
Sharpe ratio
Risk-adjusted return — higher is better.
-0.110.670.69-0.200.550.56
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.151.021.08-0.210.860.87
Beta
1 = moves with the market. <1 = less volatile.
0.930.920.920.950.980.92

Peers in Value / Contra

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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