UTI Dividend Yield Fund

Dividend YieldEquity SEBI-regulated

NAV (Direct-Growth)

₹189.6420

As of 1 Jul 2026 · AMFI

AUM

₹3.7K Cr

Expense ratio

1.40%

1Y returns

-0.57%

cat -0.25%

3Y CAGR

+16.64%

cat 15.01%

5Y CAGR

+13.58%

cat 14.69%

Std deviation 3Y

+14.88%

cat 15.45%

In plain English

UTI Dividend Yield Fund is a Dividend Yield scheme from UTI. The portfolio is ~97% in equities. Long-run track record: about 13.6% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -33% in Mar 2020, recovered in 5 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹189.6420

Last 1Y

-1.43%

Jul 25Min ₹176.33 · Max ₹200.29 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-32.7%

Peak ₹70.84 on 31 Aug 2018 → trough ₹47.68 on 23 Mar 2020 (19 months down).

Recovered in 5 months· 19 Aug 2020

Feb 2016

-22.4%

Peak ₹52.49 on 3 Mar 2015 → trough ₹40.74 on 29 Feb 2016 (12 months down).

Recovered in 6 months· 6 Sept 2016

Jun 2022

-20.1%

Peak ₹120.06 on 19 Oct 2021 → trough ₹95.97 on 20 Jun 2022 (8 months down).

Recovered in 13 months· 30 Jun 2023

Feb 2025 — ongoing

-18.2%

Peak ₹203.81 on 27 Sept 2024 → trough ₹166.80 on 28 Feb 2025 (5 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.40% — significantly above category norm.
AUM size
₹3.7K Cr.
Sector concentration
Top 3 sectors = 49.1% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.12%	-0.55%	10/ 11
1M	+5.59%	+7.39%	9/ 11
3M	-2.02%	-0.57%	10/ 11
6M	-4.09%	-2.67%	9/ 10
YTD	-3.27%	-2.65%	9/ 10
1Y	-0.57%	-0.25%	7/ 10
2Y	+8.45%	+4.92%	4/ 9
3Y	+16.64%	+15.01%	4/ 9
5Y	+13.58%	+14.69%	7/ 8
7Y	+15.69%	+14.45%	5/ 6
10Y	+14.87%	+14.92%	4/ 4

Portfolio composition

Asset allocation

Equity97.43%
Debt0.55%
Cash2.02%

By market cap

Large cap62.42%
Mid cap7.53%
Small cap16.89%
Others13.16%

Concentration

Holdings

Avg market cap

₹1.54 L Cr

Top 10 stocks

35.27%

Top 5 stocks

22.60%

Top 3 sectors

49.15%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—7.82%
1
HDFC Bank Ltd
—7.48%
2
ICICI Bank Ltd
—5.34%
2
ICICI Bank Ltd
—5.22%
3
State Bank of India
—3.56%
3
State Bank of India
—3.50%
4
Tech Mahindra Ltd
—3.17%
4
Bharti Airtel Ltd
—3.02%
5
Tech Mahindra Ltd
—2.99%
5
Bharti Airtel Ltd
—2.91%
6
Mahindra & Mahindra Ltd
—2.87%
6
Mahindra & Mahindra Ltd
—2.85%
7
Power Grid Corp Of India Ltd
—2.79%
7
Power Grid Corp Of India Ltd
—2.67%
8
Kotak Mahindra Bank Ltd
—2.66%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio18.1920.22-2.03
P/B ratio2.752.91-0.16
Price / Sales2.842.55+0.29
Price / Cash Flow13.2713.64-0.37
Dividend yield2.32%2.12%+0.20
Return on equity (ROE)19.64%19.59%+0.05

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
13.1214.8814.0916.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
-0.450.680.56-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.561.060.89-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
0.770.930.900.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI-Dividend Yield Fund.-Growth-DirectINF789F01SW4
DirectIDCW ReinvestmentUTI Dividend Yield Fund - Direct Plan - IDCWINF789F01SU8
RegularGrowthUTI-Dividend Yield Fund.-GrowthINF789F01463
RegularIDCW ReinvestmentUTI Dividend Yield Fund - Regular Plan - IDCWINF789F01448

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