HDFC Dividend Yield Fund - Growth Option Direct Plan

Dividend YieldEquity SEBI-regulated

NAV (Direct-Growth)

₹26.7420

As of 3 Jul 2026 · AMFI

AUM

₹5.6K Cr

Expense ratio

0.82%

1Y returns

-0.87%

cat -0.25%

3Y CAGR

+14.89%

cat 15.01%

5Y CAGR

+16.50%

cat 14.69%

Std deviation 3Y

+15.87%

cat 15.45%

In plain English

HDFC Dividend Yield Fund - Growth Option Direct Plan is a Dividend Yield scheme from HDFC. The portfolio is ~100% in equities. Long-run track record: about 16.5% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -20% in Mar 2025 — ongoing.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF179KC1AO6

NAV (Direct-Growth)

₹26.7420

Last 1Y

-0.48%

Jul 25Min ₹23.61 · Max ₹27.59 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025 — ongoing

-20.0%

Peak ₹28.46 on 27 Sept 2024 → trough ₹22.77 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-15.8%

Peak ₹15.27 on 17 Jan 2022 → trough ₹12.86 on 20 Jun 2022 (5 months down).

Recovered in 2 months· 17 Aug 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.82% — significantly above category norm.
AUM size
₹5.6K Cr.
Sector concentration
Top 3 sectors = 53.0% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.36%	-0.55%	4/ 11
1M	+8.33%	+7.39%	3/ 11
3M	+0.47%	-0.57%	3/ 11
6M	-2.81%	-2.67%	5/ 10
YTD	-1.75%	-2.65%	5/ 10
1Y	-0.87%	-0.25%	8/ 10
2Y	+4.49%	+4.92%	7/ 9
3Y	+14.89%	+15.01%	6/ 9
5Y	+16.50%	+14.69%	3/ 8
7Y	—	+14.45%	—
10Y	—	+14.92%	—

Portfolio composition

Asset allocation

Equity99.86%
Cash0.14%

By market cap

Large cap65.02%
Mid cap10.44%
Small cap20.62%
Others3.92%

Concentration

Holdings

132

Avg market cap

₹1.33 L Cr

Top 10 stocks

29.85%

Top 5 stocks

18.97%

Top 3 sectors

52.98%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—5.49%
1
HDFC Bank Ltd
—5.18%
2
ICICI Bank Ltd
—4.98%
2
ICICI Bank Ltd
—4.80%
3
Axis Bank Ltd
—3.74%
3
Axis Bank Ltd
—3.64%
4
Bharti Airtel Ltd
—2.70%
4
Larsen & Toubro Ltd
—2.69%
5
Reliance Industries Ltd
—2.59%
6
Larsen & Toubro Ltd
—2.56%
5
Bharti Airtel Ltd
—2.56%
7
NTPC Ltd
—2.35%
6
Reliance Industries Ltd
—2.35%
8
Maruti Suzuki India Ltd
—2.30%
7
Maruti Suzuki India Ltd
—2.27%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio20.6120.22+0.39
P/B ratio2.592.91-0.32
Price / Sales2.132.55-0.42
Price / Cash Flow12.7613.64-0.88
Dividend yield2.02%2.12%-0.10
Return on equity (ROE)15.96%19.59%-3.63

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.6915.8714.4816.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
-0.350.540.73-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.480.841.18-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
0.961.020.970.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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