HDFC Dividend Yield Fund - Growth Option Direct Plan

Dividend YieldEquityVery High risk Rank 7 of 11

NAV · Direct-Growth

₹27.07-0.10-0.36%

As of 18 Aug 2026 · AMFI

NAV growth+2.9%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Mixed vs category

1 of 3 periods ahead

Cost

Average

0.82% vs NaN% peers

Volatility

Above average

15.6% vs 15.4% cat (3Y)

Consistency

Strong

positive in 5 of 6 years

Beats its Dividend Yield category on 5Y but trails on 1Y & 3Y — but has run more volatile than peers.

1Y return

+2.9%

-1.9 vs cat

3Y CAGR

+13.6%

-1.7 vs cat

5Y CAGR

+15.4%

+0.6 vs cat

AUM

₹5.6K Cr

fund size

Expense

0.82%

direct plan

Volatility 3Y

15.6%

▲ vs 15.4%

Go deeper on HDFC Dividend Yield Fund - Growth Option Direct Plan

Two data-only views, computed from this fund's real NAV history — no projections.

HDFC Dividend Yield Fund - Growth Option Direct Plan SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.HDFC Dividend Yield Fund - Growth Option Direct Plan real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

HDFC Dividend Yield Fund - Growth Option Direct Plan is a Dividend Yield scheme from HDFC. The portfolio is ~100% in equities. Long-run track record: about 15.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -20% in Mar 2025 — ongoing.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF179KC1AO6

NAV (Direct-Growth)

₹27.0730

Last 1Y

+2.88%

Aug 25Min ₹23.61 · Max ₹27.59 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025 — ongoing

-20.0%

Peak ₹28.46 on 27 Sept 2024 → trough ₹22.77 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-15.8%

Peak ₹15.27 on 17 Jan 2022 → trough ₹12.86 on 20 Jun 2022 (5 months down).

Recovered in 2 months· 17 Aug 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.82% — significantly above category norm.
AUM size
₹5.6K Cr.
Sector concentration
Top 3 sectors = 53.0% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.83%	-0.73%	6/ 13
1M	+0.88%	+1.10%	6/ 13
3M	+4.98%	+4.15%	5/ 13
6M	+0.27%	-0.31%	5/ 13
YTD	-0.17%	+0.17%	6/ 12
1Y	+2.88%	+4.79%	6/ 12
2Y	+0.24%	+1.11%	6/ 11
3Y	+13.62%	+15.34%	7/ 11
5Y	+15.42%	+14.82%	4/ 10

Portfolio composition

Asset allocation

Equity99.86%
Cash0.14%

By market cap

Large cap65.02%
Mid cap10.44%
Small cap20.62%
Others3.92%

Concentration

Holdings

132

Avg market cap

₹1.33 L Cr

Top 10 stocks

29.85%

Top 5 stocks

18.97%

Top 3 sectors

52.98%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—5.49%
1
HDFC Bank Ltd
—5.18%
2
ICICI Bank Ltd
—4.98%
2
ICICI Bank Ltd
—4.80%
3
Axis Bank Ltd
—3.74%
3
Axis Bank Ltd
—3.64%
4
Bharti Airtel Ltd
—2.70%
4
Larsen & Toubro Ltd
—2.69%
5
Reliance Industries Ltd
—2.59%
6
Larsen & Toubro Ltd
—2.56%
5
Bharti Airtel Ltd
—2.56%
7
NTPC Ltd
—2.35%
6
Reliance Industries Ltd
—2.35%
8
Maruti Suzuki India Ltd
—2.30%
7
Maruti Suzuki India Ltd
—2.27%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio20.6120.22+0.39
P/B ratio2.592.91-0.32
Price / Sales2.132.55-0.42
Price / Cash Flow12.7613.64-0.88
Dividend yield2.02%2.12%-0.10
Return on equity (ROE)15.96%19.59%-3.63

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.6915.8714.4816.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
-0.350.540.73-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.480.841.18-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
0.961.020.970.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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