LIC MF Dividend Yield Fund

Dividend YieldEquityVery High risk Rank 1 of 11

NAV · Direct-Growth

₹36.53+0.06+0.16%

As of 17 Aug 2026 · AMFI

NAV growth+11.5%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Returns

Beats category

1Y, 3Y, 5Y all ahead

Cost

Average

0.71% vs NaN% peers

Volatility

Above average

18.0% vs 15.4% cat (3Y)

Consistency

Strong

positive in 7 of 8 years

Beats its Dividend Yield category on 1Y, 3Y & 5Y — but has run more volatile than peers.

1Y return

+12.8%

+6.5 vs cat

3Y CAGR

+21.4%

+6.0 vs cat

5Y CAGR

+16.9%

+2.0 vs cat

AUM

₹686.06 Cr

fund size

Expense

0.71%

direct plan

Volatility 3Y

18.0%

▲ vs 15.4%

Go deeper on LIC MF Dividend Yield Fund

Two data-only views, computed from this fund's real NAV history — no projections.

LIC MF Dividend Yield Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.LIC MF Dividend Yield Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

LIC MF Dividend Yield Fund is a Dividend Yield scheme from LIC. The portfolio is ~97% in equities. Long-run track record: about 16.9% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -33% in Mar 2020, recovered in 5 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF397L01LC1

NAV (Direct-Growth)

₹36.5293

Last 1Y

+11.52%

Aug 25Min ₹29.19 · Max ₹36.53 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-32.6%

Peak ₹11.69 on 20 Feb 2020 → trough ₹7.88 on 23 Mar 2020 (1 months down).

Recovered in 5 months· 10 Aug 2020

Feb 2025

-20.4%

Peak ₹35.06 on 1 Oct 2024 → trough ₹27.89 on 28 Feb 2025 (5 months down).

Recovered in 16 months· 18 Jun 2026

Jun 2022

-20.1%

Peak ₹19.10 on 17 Jan 2022 → trough ₹15.27 on 20 Jun 2022 (5 months down).

Recovered in 12 months· 5 Jun 2023

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.71% — significantly above category norm.
AUM size
₹686 Cr.
Sector concentration
Top 3 sectors = 52.4% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.62%	-0.56%	1/ 13
1M	+2.69%	+1.50%	3/ 13
3M	+8.09%	+4.15%	1/ 13
6M	+8.63%	+0.40%	1/ 13
YTD	+7.80%	+0.57%	1/ 12
1Y	+12.76%	+6.24%	2/ 12
2Y	+5.35%	+1.33%	2/ 11
3Y	+21.35%	+15.37%	1/ 11
5Y	+16.95%	+14.90%	2/ 10
7Y	+20.38%	+18.93%	2/ 7

Portfolio composition

Asset allocation

Equity96.64%
Cash3.36%

By market cap

Large cap46.89%
Mid cap15.73%
Small cap34.56%
Others2.82%

Concentration

Holdings

Avg market cap

₹73.3K Cr

Top 10 stocks

30.10%

Top 5 stocks

18.41%

Top 3 sectors

52.38%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.16%
1
HDFC Bank Ltd
—5.73%
2
ICICI Bank Ltd
—4.15%
3
ICICI Bank Ltd
—3.83%
3
Tata Consultancy Services Ltd
—3.35%
4
Tata Consultancy Services Ltd
—3.09%
4
Axis Bank Ltd
—3.06%
5
NTPC Ltd
—2.97%
5
Axis Bank Ltd
—2.95%
6
NTPC Ltd
—2.81%
7
Garware Hi-Tech Films Ltd
—2.74%
6
Garware Hi-Tech Films Ltd
—2.63%
8
Avalon Technologies Ltd
—2.41%
7
Avalon Technologies Ltd
—2.40%
8
Kotak Mahindra Bank Ltd
—2.38%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio26.9420.22+6.72
P/B ratio3.572.91+0.66
Price / Sales2.802.55+0.25
Price / Cash Flow19.5913.64+5.95
Dividend yield1.04%2.12%-1.08
Return on equity (ROE)17.57%19.59%-2.02

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.3618.1516.1416.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
0.010.810.71-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
0.011.291.15-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
1.151.141.060.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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