LIC MF Dividend Yield Fund

Dividend YieldEquity SEBI-regulated

NAV (Direct-Growth)

₹35.4433

As of 1 Jul 2026 · AMFI

AUM

₹686.06 Cr

Expense ratio

0.71%

1Y returns

+5.73%

cat -0.25%

3Y CAGR

+21.62%

cat 15.01%

5Y CAGR

+17.34%

cat 14.69%

Std deviation 3Y

+18.15%

cat 15.45%

In plain English

LIC MF Dividend Yield Fund is a Dividend Yield scheme from LIC. The portfolio is ~97% in equities. Long-run track record: about 17.3% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -20% in Feb 2025, recovered in 16 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹35.4433

Last 1Y

+4.54%

Jul 25Min ₹29.19 · Max ₹35.44 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025

-20.4%

Peak ₹35.06 on 1 Oct 2024 → trough ₹27.89 on 28 Feb 2025 (5 months down).

Recovered in 16 months· 18 Jun 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.71% — significantly above category norm.
AUM size
₹686 Cr.
Sector concentration
Top 3 sectors = 52.4% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.21%	-0.55%	2/ 11
1M	+11.30%	+7.39%	2/ 11
3M	+4.58%	-0.57%	2/ 11
6M	+5.16%	-2.67%	1/ 10
YTD	+5.38%	-2.65%	1/ 10
1Y	+5.73%	-0.25%	2/ 10
2Y	+9.25%	+4.92%	1/ 9
3Y	+21.62%	+15.01%	1/ 9
5Y	+17.34%	+14.69%	2/ 8
7Y	+18.27%	+14.45%	2/ 6
10Y	—	+14.92%	—

Portfolio composition

Asset allocation

Equity96.64%
Cash3.36%

By market cap

Large cap46.89%
Mid cap15.73%
Small cap34.56%
Others2.82%

Concentration

Holdings

Avg market cap

₹73.3K Cr

Top 10 stocks

30.10%

Top 5 stocks

18.41%

Top 3 sectors

52.38%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.16%
1
HDFC Bank Ltd
—5.73%
2
Treps
—4.16%
2
ICICI Bank Ltd
—4.15%
3
ICICI Bank Ltd
—3.83%
3
Tata Consultancy Services Ltd
—3.35%
4
Tata Consultancy Services Ltd
—3.09%
4
Axis Bank Ltd
—3.06%
5
NTPC Ltd
—2.97%
5
Axis Bank Ltd
—2.95%
6
NTPC Ltd
—2.81%
7
Garware Hi-Tech Films Ltd
—2.74%
6
Garware Hi-Tech Films Ltd
—2.63%
8
Avalon Technologies Ltd
—2.41%
7
Avalon Technologies Ltd
—2.40%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio26.9420.22+6.72
P/B ratio3.572.91+0.66
Price / Sales2.802.55+0.25
Price / Cash Flow19.5913.64+5.95
Dividend yield1.04%2.12%-1.08
Return on equity (ROE)17.57%19.59%-2.02

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.3618.1516.1416.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
0.010.810.71-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
0.011.291.15-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
1.151.141.060.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthLIC MF Dividend Yield Fund-Direct Plan-GrowthINF397L01LC1
DirectIDCW ReinvestmentLIC MF Dividend Yield Fund-Direct Plan-IDCWINF397L01KZ4
RegularGrowthLIC MF Dividend Yield Fund-Regular Plan-GrowthINF397L01KY7
RegularIDCW ReinvestmentLIC MF Dividend Yield Fund-Regular Plan-IDCWINF397L01KV3

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