Sundaram Dividend Yield Fund (Formerly Known As Principal Dividend Yield Fund)

Dividend YieldEquityVery High risk Rank 11 of 11

NAV · Direct-Growth

₹145.81-0.72-0.49%

As of 18 Aug 2026 · AMFI

NAV growth+0.1%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 3 periods ahead

Cost

Average

1.14% vs NaN% peers

Volatility

Below average

14.2% vs 15.4% cat (3Y)

Consistency

Steady

positive in 9 of 12 years

Trails its Dividend Yield category on 1Y, 3Y & 5Y — and has been steadier than peers.

1Y return

+0.1%

-4.7 vs cat

3Y CAGR

+12.0%

-3.4 vs cat

5Y CAGR

+10.8%

-4.0 vs cat

AUM

₹830.1 Cr

fund size

Expense

1.14%

direct plan

Volatility 3Y

14.2%

▼ vs 15.4%

Go deeper on Sundaram Dividend Yield Fund (Formerly Known As Principal Dividend Yield Fund)

Two data-only views, computed from this fund's real NAV history — no projections.

Sundaram Dividend Yield Fund (Formerly Known As Principal Dividend Yield Fund) SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Sundaram Dividend Yield Fund (Formerly Known As Principal Dividend Yield Fund) real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) is a Dividend Yield scheme from Sundaram. The portfolio is ~95% in equities with 6% kept in cash and short-term debt. Long-run track record: about 10.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -33% in Mar 2020, recovered in 6 months.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF173K01EV3

NAV (Direct-Growth)

₹145.8136

Last 1Y

+0.11%

Aug 25Min ₹137.36 · Max ₹155.11 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-32.8%

Peak ₹58.50 on 29 Jan 2020 → trough ₹39.32 on 23 Mar 2020 (2 months down).

Recovered in 6 months· 16 Sept 2020

Aug 2013

-24.6%

Peak ₹26.91 on 21 Jan 2013 → trough ₹20.30 on 28 Aug 2013 (7 months down).

Recovered in 7 months· 31 Mar 2014

Feb 2016

-22.7%

Peak ₹38.11 on 7 Aug 2015 → trough ₹29.46 on 29 Feb 2016 (7 months down).

Recovered in 5 months· 25 Jul 2016

Feb 2025 — ongoing

-18.9%

Peak ₹159.74 on 27 Sept 2024 → trough ₹129.59 on 28 Feb 2025 (5 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.14% — significantly above category norm.
AUM size
₹830 Cr.
Sector concentration
Top 3 sectors = 47.6% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.05%	-0.73%	10/ 13
1M	+0.17%	+1.10%	11/ 13
3M	+1.37%	+4.15%	13/ 13
6M	-4.98%	-0.31%	13/ 13
YTD	-5.04%	+0.17%	12/ 12
1Y	+0.11%	+4.79%	12/ 12
2Y	-1.97%	+1.11%	10/ 11
3Y	+11.98%	+15.34%	11/ 11
5Y	+10.83%	+14.82%	10/ 10
7Y	+16.26%	+18.84%	7/ 7
10Y	+13.93%	+14.53%	5/ 6

Portfolio composition

Asset allocation

Equity94.50%
Cash5.50%

By market cap

Large cap72.04%
Mid cap7.24%
Small cap7.26%
Others13.46%

Concentration

Holdings

Avg market cap

₹2.11 L Cr

Top 10 stocks

35.48%

Top 5 stocks

21.03%

Top 3 sectors

47.57%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—5.87%
1
HDFC Bank Ltd
—5.83%
3
NTPC Ltd
—4.43%
2
NTPC Ltd
—4.35%
4
ICICI Bank Ltd
—4.01%
3
ICICI Bank Ltd
—3.95%
4
Embassy Office Parks REIT
reit3.74%
5
Embassy Office Parks REIT
reit3.70%
5
State Bank of India
—3.59%
6
Oil & Natural Gas Corp Ltd
—3.52%
6
State Bank of India
—3.45%
7
Coal India Ltd
—3.34%
7
Coal India Ltd
—3.31%
8
Infosys Ltd
—3.30%
9
Power Grid Corp Of India Ltd
—3.20%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio16.6020.22-3.62
P/B ratio2.362.91-0.55
Price / Sales1.822.55-0.73
Price / Cash Flow9.8113.64-3.83
Dividend yield2.89%2.12%+0.77
Return on equity (ROE)18.11%19.59%-1.48

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.1814.3513.0916.1015.4514.26
Sharpe ratio
Risk-adjusted return — higher is better.
-0.640.450.49-0.360.560.61
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.790.680.76-0.450.860.98
Beta
1 = moves with the market. <1 = less volatile.
0.730.900.860.880.950.91

Peers in Dividend Yield

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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