UTI Innovation Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹11.3914

As of 1 Jul 2026 · AMFI

AUM

₹757.56 Cr

Expense ratio

0.99%

1Y returns

-1.60%

3Y CAGR

—

5Y CAGR

—

Std deviation 3Y

—

In plain English

UTI Innovation Fund is a Sectoral / Thematic scheme from UTI. The portfolio is ~95% in equities with 5% kept in cash and short-term debt. Worst historical drawdown: -32% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹11.3914

Last 1Y

-3.09%

Jul 25Min ₹9.19 · Max ₹12.39 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-31.5%

Peak ₹13.42 on 23 Sept 2024 → trough ₹9.19 on 23 Mar 2026 (18 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.99% — typical for category.
AUM size
₹758 Cr.
Sector concentration
Top 3 sectors = 68.8% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.32%	+0.61%n=443	30/ 147
1M	+4.54%	+7.16%n=443	56/ 138
3M	+21.53%	+8.51%n=430	18/ 138
6M	-3.06%	+0.25%n=421	108/ 131
YTD	-9.32%	+0.78%n=428	134/ 135
1Y	-0.52%	+7.70%n=397	112/ 118
2Y	+0.03%	+6.68%n=322	70/ 73

Portfolio composition

Asset allocation

Equity94.90%
Cash5.10%

By market cap

Large cap8.38%
Mid cap28.23%
Small cap52.23%
Others11.16%

Concentration

Holdings

Avg market cap

₹25.5K Cr

Top 10 stocks

55.38%

Top 5 stocks

34.95%

Top 3 sectors

68.80%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Eternal Ltd
—9.59%
2
Info Edge (India) Ltd
—9.11%
1
Eternal Ltd
—8.46%
2
Info Edge (India) Ltd
—8.00%
3
MTAR Technologies Ltd
—7.67%
3
Affle 3i Ltd
—6.41%
4
MTAR Technologies Ltd
—6.12%
4
Affle 3i Ltd
—5.51%
5
One97 Communications Ltd
—5.50%
5
One97 Communications Ltd
—5.31%
6
PB Fintech Ltd
—4.70%
7
Delhivery Ltd
—4.63%
8
Acutaas Chemicals Ltd
—4.59%
6
Delhivery Ltd
—4.38%
7
PB Fintech Ltd
—4.14%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio38.7728.47+10.30
P/B ratio4.644.25+0.39
Price / Sales5.013.21+1.80
Price / Cash Flow27.3119.97+7.34
Dividend yield0.46%1.23%-0.77
Return on equity (ROE)9.40%18.47%-9.07

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
19.29—————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.34—————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.53—————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI Innovation Fund - Direct Plan - Growth OptionINF789F1AZA4
DirectIDCW PayoutUTI Innovation Fund - Direct Plan - Payout of IDCW OptionINF789F1AZB2
RegularGrowthUTI Innovation Fund - Regular Plan - Growth OptionINF789F1AYY7
RegularIDCW PayoutUTI Innovation Fund - Regular Plan - Payout of IDCW OptionINF789F1AYZ4

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