UTI - MNC Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹447.3620

As of 3 Jul 2026 · AMFI

AUM

₹2.7K Cr

Expense ratio

1.30%

1Y returns

+2.30%

3Y CAGR

+10.58%

5Y CAGR

+10.39%

Std deviation 3Y

+14.55%

In plain English

UTI - MNC Fund is a Sectoral / Thematic scheme from UTI. The portfolio is ~95% in equities. Long-run track record: about 10.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -32% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF789F01UD0

NAV (Direct-Growth)

₹447.3620

Last 1Y

+2.85%

Jul 25Min ₹389.13 · Max ₹455.60 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-31.6%

Peak ₹224.12 on 31 Aug 2018 → trough ₹153.34 on 23 Mar 2020 (19 months down).

Recovered in 9 months· 3 Dec 2020

Feb 2025 — ongoing

-21.6%

Peak ₹476.54 on 1 Oct 2024 → trough ₹373.74 on 28 Feb 2025 (5 months down).

Not yet recovered

Feb 2016

-18.0%

Peak ₹167.09 on 6 Aug 2015 → trough ₹137.02 on 29 Feb 2016 (7 months down).

Recovered in 6 months· 8 Sept 2016

Jun 2022

-16.1%

Peak ₹309.96 on 16 Nov 2021 → trough ₹260.09 on 20 Jun 2022 (7 months down).

Recovered in 3 months· 13 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.30% — above the typical 1% for equity.
AUM size
₹2.7K Cr.
Sector concentration
Top 3 sectors = 57.5% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.07%	+0.61%n=443	37/ 147
1M	+9.08%	+7.16%n=443	81/ 144
3M	-0.42%	+8.51%n=430	107/ 135
6M	-1.87%	+0.25%n=421	94/ 131
YTD	-1.79%	+0.78%n=428	96/ 131
1Y	+2.30%	+7.70%n=397	67/ 120
2Y	+4.76%	+6.68%n=322	53/ 73
3Y	+10.58%	+18.41%n=248	50/ 56
5Y	+10.39%	+15.97%n=205	33/ 37
7Y	+11.40%	+17.17%n=166	24/ 25
10Y	+11.05%	+15.45%n=138	16/ 17

Portfolio composition

Asset allocation

Equity95.38%
Debt0.37%
Cash4.24%

By market cap

Large cap39.75%
Mid cap23.88%
Small cap27.59%
Others8.78%

Concentration

Holdings

Avg market cap

₹67.5K Cr

Top 10 stocks

43.30%

Top 5 stocks

28.94%

Top 3 sectors

57.46%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Maruti Suzuki India Ltd
—8.82%
1
Maruti Suzuki India Ltd
—8.70%
2
Net Current Assets
—6.00%
3
Nestle India Ltd
—5.75%
2
Vedanta Ltd
—5.69%
3
Hindustan Unilever Ltd
—5.59%
4
Hindustan Unilever Ltd
—5.58%
4
Nestle India Ltd
—4.84%
5
Procter & Gamble Health Ltd
—4.54%
5
Procter & Gamble Health Ltd
—4.50%
6
United Spirits Ltd
—4.44%
6
United Spirits Ltd
—4.41%
7
Britannia Industries Ltd
—3.77%
7
Britannia Industries Ltd
—3.63%
8
Net Current Assets
—2.97%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio32.8328.47+4.36
P/B ratio6.214.25+1.96
Price / Sales3.433.21+0.22
Price / Cash Flow25.4519.97+5.48
Dividend yield1.72%1.23%+0.49
Return on equity (ROE)30.37%18.47%+11.90

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.3314.5513.27———
Sharpe ratio
Risk-adjusted return — higher is better.
-0.180.320.37———
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.250.450.56———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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