₹1,000 Monthly SIP in 360 ONE Focused Fund for 5 Years
If you had started a ₹1,000/month SIP on 27 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using 360 ONE Focused Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹80,110
25 Sept 2026
Absolute gain
+₹19,110
+31.3%
XIRR (annualised)
10.73%
money-weighted
The journey, month by month
Worst fall on the way
-12.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,784
Modelled at historical FD rates. The fund beat FD by ₹8,326.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (26 Sept 2022) | ₹13,000 | ₹13,009 | +0.1% |
| Year 2 (25 Sept 2023) | ₹25,000 | ₹29,664 | +18.7% |
| Year 3 (25 Sept 2024) | ₹37,000 | ₹56,688 | +53.2% |
| Year 4 (25 Sept 2025) | ₹49,000 | ₹65,629 | +33.9% |
| Year 5 (25 Sept 2026) | ₹61,000 | ₹80,110 | +31.3% |
Best year of the journey: Year 3 (+36.1% market move) · Toughest year: Year 4 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using 360 ONE Focused Fund's published NAV (source: AMFI) between 27 Sept 2021 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.