₹25,000 Monthly SIP in 360 ONE Focused Fund for 5 Years
If you had started a ₹25,000/month SIP on 6 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using 360 ONE Focused Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹19,95,354
6 Oct 2026
Absolute gain
+₹4,70,354
+30.8%
XIRR (annualised)
10.8%
money-weighted
The journey, month by month
Worst fall on the way
-12.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,491
Modelled at historical FD rates. The fund beat FD by ₹2,04,863.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹3,25,000 | ₹3,34,412 | +2.9% |
| Year 2 (6 Oct 2023) | ₹6,25,000 | ₹7,43,838 | +19% |
| Year 3 (7 Oct 2024) | ₹9,25,000 | ₹13,31,472 | +43.9% |
| Year 4 (6 Oct 2025) | ₹12,25,000 | ₹16,32,651 | +33.3% |
| Year 5 (6 Oct 2026) | ₹15,25,000 | ₹19,95,354 | +30.8% |
Best year of the journey: Year 3 (+27.6% market move) · Toughest year: Year 4 (0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using 360 ONE Focused Fund's published NAV (source: AMFI) between 6 Oct 2021 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.