₹2,000 Monthly SIP in 360 ONE Focused Fund for 10 Years
If you had started a ₹2,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using 360 ONE Focused Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,54,333
25 Sept 2026
Absolute gain
+₹3,12,333
+129.1%
XIRR (annualised)
15.73%
money-weighted
The journey, month by month
Worst fall on the way
-35.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,123
Modelled at historical FD rates. The fund beat FD by ₹2,17,210.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹26,000 | ₹28,435 | +9.4% |
| Year 2 (25 Sept 2018) | ₹50,000 | ₹52,712 | +5.4% |
| Year 3 (25 Sept 2019) | ₹74,000 | ₹89,890 | +21.5% |
| Year 4 (25 Sept 2020) | ₹98,000 | ₹1,21,505 | +24% |
| Year 5 (27 Sept 2021) | ₹1,22,000 | ₹2,39,671 | +96.5% |
| Year 6 (26 Sept 2022) | ₹1,46,000 | ₹2,56,854 | +75.9% |
| Year 7 (25 Sept 2023) | ₹1,70,000 | ₹3,44,845 | +102.9% |
| Year 8 (25 Sept 2024) | ₹1,94,000 | ₹5,19,236 | +167.6% |
| Year 9 (25 Sept 2025) | ₹2,18,000 | ₹5,12,801 | +135.2% |
| Year 10 (25 Sept 2026) | ₹2,42,000 | ₹5,54,333 | +129.1% |
Best year of the journey: Year 5 (+64.7% market move) · Toughest year: Year 9 (-5.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using 360 ONE Focused Fund's published NAV (source: AMFI) between 26 Sept 2016 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.