₹5,000 Monthly SIP in Aditya Birla Sun Life BSE Sensex ETF for 5 Years
If you had started a ₹5,000/month SIP on 15 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life BSE Sensex ETF's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,38,778
15 Sept 2026
Absolute gain
+₹33,778
+11.1%
XIRR (annualised)
4.15%
money-weighted
The journey, month by month
Worst fall on the way
-13.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,58,305
Modelled at historical FD rates. The fund trailed FD by ₹19,527.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Sept 2022) | ₹65,000 | ₹68,105 | +4.8% |
| Year 2 (15 Sept 2023) | ₹1,25,000 | ₹1,44,654 | +15.7% |
| Year 3 (16 Sept 2024) | ₹1,85,000 | ₹2,47,487 | +33.8% |
| Year 4 (15 Sept 2025) | ₹2,45,000 | ₹3,08,873 | +26.1% |
| Year 5 (15 Sept 2026) | ₹3,05,000 | ₹3,38,778 | +11.1% |
Best year of the journey: Year 3 (+20.9% market move) · Toughest year: Year 5 (-8.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life BSE Sensex ETF's published NAV (source: AMFI) between 15 Sept 2021 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.