₹5,000 Monthly SIP in Aditya Birla Sun Life BSE Sensex ETF for 10 Years
If you had started a ₹5,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life BSE Sensex ETF's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹9,98,833
10 Sept 2026
Absolute gain
+₹3,93,833
+65.1%
XIRR (annualised)
9.7%
money-weighted
The journey, month by month
Worst fall on the way
-35.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,40,671
Modelled at historical FD rates. The fund beat FD by ₹1,58,162.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹65,000 | ₹71,392 | +9.8% |
| Year 2 (10 Sept 2018) | ₹1,25,000 | ₹1,43,631 | +14.9% |
| Year 3 (11 Sept 2019) | ₹1,85,000 | ₹1,98,362 | +7.2% |
| Year 4 (10 Sept 2020) | ₹2,45,000 | ₹2,73,036 | +11.4% |
| Year 5 (13 Sept 2021) | ₹3,05,000 | ₹4,85,959 | +59.3% |
| Year 6 (12 Sept 2022) | ₹3,65,000 | ₹5,71,076 | +56.5% |
| Year 7 (11 Sept 2023) | ₹4,25,000 | ₹7,12,041 | +67.5% |
| Year 8 (10 Sept 2024) | ₹4,85,000 | ₹9,46,302 | +95.1% |
| Year 9 (10 Sept 2025) | ₹5,45,000 | ₹10,13,266 | +85.9% |
| Year 10 (10 Sept 2026) | ₹6,05,000 | ₹9,98,833 | +65.1% |
Best year of the journey: Year 5 (+45.9% market move) · Toughest year: Year 10 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life BSE Sensex ETF's published NAV (source: AMFI) between 12 Sept 2016 and 10 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.