₹25,000 Monthly SIP in Aditya Birla Sun Life BSE Sensex ETF for 10 Years
If you had started a ₹25,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life BSE Sensex ETF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹49,86,104
11 Sept 2026
Absolute gain
+₹19,61,104
+64.8%
XIRR (annualised)
9.67%
money-weighted
The journey, month by month
Worst fall on the way
-35.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,04,078
Modelled at historical FD rates. The fund beat FD by ₹7,82,026.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹3,25,000 | ₹3,56,959 | +9.8% |
| Year 2 (11 Sept 2018) | ₹6,25,000 | ₹7,10,033 | +13.6% |
| Year 3 (11 Sept 2019) | ₹9,25,000 | ₹9,91,808 | +7.2% |
| Year 4 (11 Sept 2020) | ₹12,25,000 | ₹13,65,551 | +11.5% |
| Year 5 (13 Sept 2021) | ₹15,25,000 | ₹24,29,796 | +59.3% |
| Year 6 (12 Sept 2022) | ₹18,25,000 | ₹28,55,379 | +56.5% |
| Year 7 (11 Sept 2023) | ₹21,25,000 | ₹35,60,207 | +67.5% |
| Year 8 (11 Sept 2024) | ₹24,25,000 | ₹47,08,118 | +94.1% |
| Year 9 (11 Sept 2025) | ₹27,25,000 | ₹50,73,804 | +86.2% |
| Year 10 (11 Sept 2026) | ₹30,25,000 | ₹49,86,104 | +64.8% |
Best year of the journey: Year 5 (+45.9% market move) · Toughest year: Year 10 (-7.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life BSE Sensex ETF's published NAV (source: AMFI) between 12 Sept 2016 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.