₹10,000 Monthly SIP in Aditya Birla Sun Life BSE Sensex ETF for 10 Years
If you had started a ₹10,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life BSE Sensex ETF's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹19,33,576
30 Sept 2026
Absolute gain
+₹7,23,576
+59.8%
XIRR (annualised)
9%
money-weighted
The journey, month by month
Worst fall on the way
-35.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,87,049
Modelled at historical FD rates. The fund beat FD by ₹2,46,527.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,40,000 | ₹1,53,245 | +9.5% |
| Year 2 (1 Oct 2018) | ₹2,60,000 | ₹2,83,052 | +8.9% |
| Year 3 (30 Sept 2019) | ₹3,70,000 | ₹4,11,859 | +11.3% |
| Year 4 (30 Sept 2020) | ₹4,90,000 | ₹5,35,568 | +9.3% |
| Year 5 (30 Sept 2021) | ₹6,10,000 | ₹9,87,863 | +61.9% |
| Year 6 (30 Sept 2022) | ₹7,30,000 | ₹10,91,835 | +49.6% |
| Year 7 (3 Oct 2023) | ₹8,60,000 | ₹14,00,156 | +62.8% |
| Year 8 (30 Sept 2024) | ₹9,70,000 | ₹19,47,845 | +100.8% |
| Year 9 (30 Sept 2025) | ₹10,90,000 | ₹19,98,118 | +83.3% |
| Year 10 (30 Sept 2026) | ₹12,10,000 | ₹19,33,576 | +59.8% |
Best year of the journey: Year 5 (+50.7% market move) · Toughest year: Year 10 (-8.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life BSE Sensex ETF's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.