₹2,000 Monthly SIP in Aditya Birla Sun Life Digital India Fund for 10 Years
If you had started a ₹2,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Digital India Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,63,021
2 Sept 2026
Absolute gain
+₹3,21,021
+132.7%
XIRR (annualised)
16.19%
money-weighted
The journey, month by month
Worst fall on the way
-33.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,814
Modelled at historical FD rates. The fund beat FD by ₹2,27,207.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹26,855 | +3.3% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹70,050 | +40.1% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹93,455 | +26.3% |
| Year 4 (2 Sept 2020) | ₹98,000 | ₹1,48,843 | +51.9% |
| Year 5 (2 Sept 2021) | ₹1,22,000 | ₹3,26,515 | +167.6% |
| Year 6 (2 Sept 2022) | ₹1,46,000 | ₹3,07,302 | +110.5% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹4,13,399 | +143.2% |
| Year 8 (2 Sept 2024) | ₹1,94,000 | ₹5,87,748 | +203% |
| Year 9 (2 Sept 2025) | ₹2,18,000 | ₹5,56,267 | +155.2% |
| Year 10 (2 Sept 2026) | ₹2,42,000 | ₹5,63,021 | +132.7% |
Best year of the journey: Year 5 (+88.9% market move) · Toughest year: Year 6 (-12.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Digital India Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.