₹2,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹2,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,20,676
1 Oct 2026
Absolute gain
+₹2,78,676
+115.2%
XIRR (annualised)
14.74%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,532
Modelled at historical FD rates. The fund beat FD by ₹1,85,144.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹26,000 | ₹26,979 | +3.8% |
| Year 2 (1 Oct 2018) | ₹50,000 | ₹70,568 | +41.1% |
| Year 3 (1 Oct 2019) | ₹74,000 | ₹90,898 | +22.8% |
| Year 4 (1 Oct 2020) | ₹98,000 | ₹1,60,624 | +63.9% |
| Year 5 (1 Oct 2021) | ₹1,22,000 | ₹3,45,368 | +183.1% |
| Year 6 (3 Oct 2022) | ₹1,46,000 | ₹3,04,636 | +108.7% |
| Year 7 (3 Oct 2023) | ₹1,70,000 | ₹3,94,118 | +131.8% |
| Year 8 (1 Oct 2024) | ₹1,94,000 | ₹5,89,729 | +204% |
| Year 9 (1 Oct 2025) | ₹2,18,000 | ₹5,53,258 | +153.8% |
| Year 10 (1 Oct 2026) | ₹2,42,000 | ₹5,20,676 | +115.2% |
Best year of the journey: Year 5 (+87.1% market move) · Toughest year: Year 6 (-17.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.