₹1,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹1,000/month SIP on 22 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,72,983
22 Sept 2026
Absolute gain
+₹1,51,983
+125.6%
XIRR (annualised)
15.47%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,476
Modelled at historical FD rates. The fund beat FD by ₹1,04,507.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2017) | ₹13,000 | ₹13,447 | +3.4% |
| Year 2 (24 Sept 2018) | ₹25,000 | ₹35,400 | +41.6% |
| Year 3 (23 Sept 2019) | ₹37,000 | ₹45,028 | +21.7% |
| Year 4 (22 Sept 2020) | ₹49,000 | ₹80,385 | +64.1% |
| Year 5 (22 Sept 2021) | ₹61,000 | ₹1,82,047 | +198.4% |
| Year 6 (22 Sept 2022) | ₹73,000 | ₹1,54,646 | +111.8% |
| Year 7 (22 Sept 2023) | ₹85,000 | ₹2,05,058 | +141.2% |
| Year 8 (23 Sept 2024) | ₹97,000 | ₹3,00,264 | +209.6% |
| Year 9 (22 Sept 2025) | ₹1,09,000 | ₹2,92,828 | +168.6% |
| Year 10 (22 Sept 2026) | ₹1,21,000 | ₹2,72,983 | +125.6% |
Best year of the journey: Year 5 (+97.1% market move) · Toughest year: Year 6 (-20.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 22 Sept 2016 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.