₹25,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹25,000/month SIP on 17 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹72,23,403
17 Aug 2026
Absolute gain
+₹41,98,403
+138.8%
XIRR (annualised)
16.57%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,10,431
Modelled at historical FD rates. The fund beat FD by ₹30,12,972.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Aug 2017) | ₹3,25,000 | ₹3,41,072 | +4.9% |
| Year 2 (17 Aug 2018) | ₹6,25,000 | ₹8,65,327 | +38.5% |
| Year 3 (19 Aug 2019) | ₹9,25,000 | ₹11,58,137 | +25.2% |
| Year 4 (17 Aug 2020) | ₹12,25,000 | ₹18,02,911 | +47.2% |
| Year 5 (17 Aug 2021) | ₹15,25,000 | ₹42,68,214 | +179.9% |
| Year 6 (17 Aug 2022) | ₹18,25,000 | ₹43,01,494 | +135.7% |
| Year 7 (17 Aug 2023) | ₹21,25,000 | ₹49,31,577 | +132.1% |
| Year 8 (19 Aug 2024) | ₹24,25,000 | ₹73,06,508 | +201.3% |
| Year 9 (18 Aug 2025) | ₹27,25,000 | ₹72,02,657 | +164.3% |
| Year 10 (17 Aug 2026) | ₹30,25,000 | ₹72,23,403 | +138.8% |
Best year of the journey: Year 5 (+103% market move) · Toughest year: Year 6 (-5.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 17 Aug 2016 and 17 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.