₹25,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹25,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹65,08,445
1 Oct 2026
Absolute gain
+₹34,83,445
+115.2%
XIRR (annualised)
14.74%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,94,148
Modelled at historical FD rates. The fund beat FD by ₹23,14,297.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹3,25,000 | ₹3,37,240 | +3.8% |
| Year 2 (1 Oct 2018) | ₹6,25,000 | ₹8,82,095 | +41.1% |
| Year 3 (1 Oct 2019) | ₹9,25,000 | ₹11,36,227 | +22.8% |
| Year 4 (1 Oct 2020) | ₹12,25,000 | ₹20,07,805 | +63.9% |
| Year 5 (1 Oct 2021) | ₹15,25,000 | ₹43,17,102 | +183.1% |
| Year 6 (3 Oct 2022) | ₹18,25,000 | ₹38,07,945 | +108.7% |
| Year 7 (3 Oct 2023) | ₹21,25,000 | ₹49,26,481 | +131.8% |
| Year 8 (1 Oct 2024) | ₹24,25,000 | ₹73,71,606 | +204% |
| Year 9 (1 Oct 2025) | ₹27,25,000 | ₹69,15,729 | +153.8% |
| Year 10 (1 Oct 2026) | ₹30,25,000 | ₹65,08,445 | +115.2% |
Best year of the journey: Year 5 (+87.1% market move) · Toughest year: Year 6 (-17.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.