₹10,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹26,03,378
1 Oct 2026
Absolute gain
+₹13,93,378
+115.2%
XIRR (annualised)
14.74%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,659
Modelled at historical FD rates. The fund beat FD by ₹9,25,719.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,34,896 | +3.8% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹3,52,838 | +41.1% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹4,54,491 | +22.8% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹8,03,122 | +63.9% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹17,26,841 | +183.1% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹15,23,178 | +108.7% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹19,70,592 | +131.8% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹29,48,643 | +204% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹27,66,292 | +153.8% |
| Year 10 (1 Oct 2026) | ₹12,10,000 | ₹26,03,378 | +115.2% |
Best year of the journey: Year 5 (+87.1% market move) · Toughest year: Year 6 (-17.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.