₹10,000 Monthly SIP in ICICI Prudential Technology Fund for 10 Years
If you had started a ₹10,000/month SIP on 17 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Technology Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹28,89,361
17 Aug 2026
Absolute gain
+₹16,79,361
+138.8%
XIRR (annualised)
16.57%
money-weighted
The journey, month by month
Worst fall on the way
-33.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,172
Modelled at historical FD rates. The fund beat FD by ₹12,05,189.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Aug 2017) | ₹1,30,000 | ₹1,36,429 | +4.9% |
| Year 2 (17 Aug 2018) | ₹2,50,000 | ₹3,46,131 | +38.5% |
| Year 3 (19 Aug 2019) | ₹3,70,000 | ₹4,63,255 | +25.2% |
| Year 4 (17 Aug 2020) | ₹4,90,000 | ₹7,21,164 | +47.2% |
| Year 5 (17 Aug 2021) | ₹6,10,000 | ₹17,07,285 | +179.9% |
| Year 6 (17 Aug 2022) | ₹7,30,000 | ₹17,20,598 | +135.7% |
| Year 7 (17 Aug 2023) | ₹8,50,000 | ₹19,72,631 | +132.1% |
| Year 8 (19 Aug 2024) | ₹9,70,000 | ₹29,22,603 | +201.3% |
| Year 9 (18 Aug 2025) | ₹10,90,000 | ₹28,81,063 | +164.3% |
| Year 10 (17 Aug 2026) | ₹12,10,000 | ₹28,89,361 | +138.8% |
Best year of the journey: Year 5 (+103% market move) · Toughest year: Year 6 (-5.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Technology Fund's published NAV (source: AMFI) between 17 Aug 2016 and 17 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.