₹25,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 3 Years
If you had started a ₹25,000/month SIP on 28 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹15,37,489
28 Sept 2026
Absolute gain
+₹6,12,489
+66.2%
XIRR (annualised)
35.12%
money-weighted
The journey, month by month
Worst fall on the way
-19.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,32,011
Modelled at historical FD rates. The fund beat FD by ₹5,05,478.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹3,25,000 | ₹3,73,744 | +15% |
| Year 2 (29 Sept 2025) | ₹6,25,000 | ₹9,59,845 | +53.6% |
| Year 3 (28 Sept 2026) | ₹9,25,000 | ₹15,37,489 | +66.2% |
Best year of the journey: Year 2 (+42.5% market move) · Toughest year: Year 1 (15%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 28 Sept 2023 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.