₹25,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 10 Years
If you had started a ₹25,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹32,28,016
18 Sept 2026
Absolute gain
+₹2,03,016
+6.7%
XIRR (annualised)
1.28%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,09,060
Modelled at historical FD rates. The fund trailed FD by ₹9,81,044.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹3,25,000 | ₹3,26,588 | +0.5% |
| Year 2 (18 Sept 2018) | ₹6,25,000 | ₹6,38,730 | +2.2% |
| Year 3 (18 Sept 2019) | ₹9,25,000 | ₹41,86,092 | +352.6% |
| Year 4 (18 Sept 2020) | ₹12,25,000 | ₹59,15,668 | +382.9% |
| Year 5 (20 Sept 2021) | ₹15,25,000 | ₹55,20,850 | +262% |
| Year 6 (19 Sept 2022) | ₹18,25,000 | ₹3,02,249 | -83.4% |
| Year 7 (18 Sept 2023) | ₹21,25,000 | ₹6,74,062 | -68.3% |
| Year 8 (18 Sept 2024) | ₹24,25,000 | ₹11,54,905 | -52.4% |
| Year 9 (18 Sept 2025) | ₹27,25,000 | ₹20,96,967 | -23% |
| Year 10 (18 Sept 2026) | ₹30,25,000 | ₹32,28,016 | +6.7% |
Best year of the journey: Year 3 (+345.9% market move) · Toughest year: Year 6 (-94.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.