₹1,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 10 Years
If you had started a ₹1,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,25,575
1 Oct 2026
Absolute gain
+₹4,575
+3.8%
XIRR (annualised)
0.74%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,767
Modelled at historical FD rates. The fund trailed FD by ₹42,192.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹13,000 | ₹12,978 | -0.2% |
| Year 2 (1 Oct 2018) | ₹25,000 | ₹25,438 | +1.8% |
| Year 3 (1 Oct 2019) | ₹37,000 | ₹1,62,289 | +338.6% |
| Year 4 (1 Oct 2020) | ₹49,000 | ₹2,29,074 | +367.5% |
| Year 5 (1 Oct 2021) | ₹61,000 | ₹2,21,179 | +262.6% |
| Year 6 (3 Oct 2022) | ₹73,000 | ₹13,265 | -81.8% |
| Year 7 (3 Oct 2023) | ₹85,000 | ₹26,800 | -68.5% |
| Year 8 (1 Oct 2024) | ₹97,000 | ₹48,632 | -49.9% |
| Year 9 (1 Oct 2025) | ₹1,09,000 | ₹90,287 | -17.2% |
| Year 10 (1 Oct 2026) | ₹1,21,000 | ₹1,25,575 | +3.8% |
Best year of the journey: Year 3 (+333.5% market move) · Toughest year: Year 6 (-94.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.