₹10,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹12,55,753
1 Oct 2026
Absolute gain
+₹45,753
+3.8%
XIRR (annualised)
0.74%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,665
Modelled at historical FD rates. The fund trailed FD by ₹4,21,912.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,29,779 | -0.2% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹2,54,383 | +1.8% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹16,22,890 | +338.6% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹22,90,741 | +367.5% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹22,11,795 | +262.6% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹1,32,653 | -81.8% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹2,67,996 | -68.5% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹4,86,325 | -49.9% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹9,02,868 | -17.2% |
| Year 10 (1 Oct 2026) | ₹12,10,000 | ₹12,55,753 | +3.8% |
Best year of the journey: Year 3 (+333.5% market move) · Toughest year: Year 6 (-94.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.