₹5,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 10 Years
If you had started a ₹5,000/month SIP on 22 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹6,40,192
22 Sept 2026
Absolute gain
+₹35,192
+5.8%
XIRR (annualised)
1.11%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,42,384
Modelled at historical FD rates. The fund trailed FD by ₹2,02,192.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2017) | ₹65,000 | ₹65,364 | +0.6% |
| Year 2 (24 Sept 2018) | ₹1,25,000 | ₹1,28,288 | +2.6% |
| Year 3 (23 Sept 2019) | ₹1,85,000 | ₹8,40,670 | +354.4% |
| Year 4 (22 Sept 2020) | ₹2,45,000 | ₹11,58,536 | +372.9% |
| Year 5 (22 Sept 2021) | ₹3,05,000 | ₹11,16,231 | +266% |
| Year 6 (22 Sept 2022) | ₹3,65,000 | ₹61,361 | -83.2% |
| Year 7 (22 Sept 2023) | ₹4,25,000 | ₹1,34,302 | -68.4% |
| Year 8 (23 Sept 2024) | ₹4,85,000 | ₹2,34,999 | -51.5% |
| Year 9 (22 Sept 2025) | ₹5,45,000 | ₹4,26,538 | -21.7% |
| Year 10 (22 Sept 2026) | ₹6,05,000 | ₹6,40,192 | +5.8% |
Best year of the journey: Year 3 (+346.5% market move) · Toughest year: Year 6 (-94.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 22 Sept 2016 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.