₹5,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 5 Years
If you had started a ₹5,000/month SIP on 22 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹6,05,621
22 Sept 2026
Absolute gain
+₹3,00,621
+98.6%
XIRR (annualised)
27.6%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,58,738
Modelled at historical FD rates. The fund beat FD by ₹2,46,883.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2022) | ₹65,000 | ₹49,560 | -23.8% |
| Year 2 (22 Sept 2023) | ₹1,25,000 | ₹1,20,493 | -3.6% |
| Year 3 (23 Sept 2024) | ₹1,85,000 | ₹2,17,779 | +17.7% |
| Year 4 (22 Sept 2025) | ₹2,45,000 | ₹4,00,914 | +63.6% |
| Year 5 (22 Sept 2026) | ₹3,05,000 | ₹6,05,621 | +98.6% |
Best year of the journey: Year 4 (+44.3% market move) · Toughest year: Year 1 (-23.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 22 Sept 2021 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.