₹10,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 5 Years
If you had started a ₹10,000/month SIP on 20 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹12,21,477
18 Sept 2026
Absolute gain
+₹6,11,477
+100.2%
XIRR (annualised)
28.06%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,978
Modelled at historical FD rates. The fund beat FD by ₹5,04,499.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹1,30,000 | ₹97,647 | -24.9% |
| Year 2 (18 Sept 2023) | ₹2,50,000 | ₹2,41,901 | -3.2% |
| Year 3 (18 Sept 2024) | ₹3,70,000 | ₹4,28,110 | +15.7% |
| Year 4 (18 Sept 2025) | ₹4,90,000 | ₹7,88,396 | +60.9% |
| Year 5 (18 Sept 2026) | ₹6,10,000 | ₹12,21,477 | +100.2% |
Best year of the journey: Year 4 (+43.8% market move) · Toughest year: Year 1 (-24.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 20 Sept 2021 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.