₹2,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 10 Years
If you had started a ₹2,000/month SIP on 15 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹2,53,219
15 Sept 2026
Absolute gain
+₹11,219
+4.6%
XIRR (annualised)
0.9%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,555
Modelled at historical FD rates. The fund trailed FD by ₹83,336.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Sept 2017) | ₹26,000 | ₹26,323 | +1.2% |
| Year 2 (17 Sept 2018) | ₹50,000 | ₹51,097 | +2.2% |
| Year 3 (16 Sept 2019) | ₹74,000 | ₹3,35,775 | +353.7% |
| Year 4 (15 Sept 2020) | ₹98,000 | ₹4,75,330 | +385% |
| Year 5 (15 Sept 2021) | ₹1,22,000 | ₹4,51,444 | +270% |
| Year 6 (15 Sept 2022) | ₹1,46,000 | ₹24,511 | -83.2% |
| Year 7 (15 Sept 2023) | ₹1,70,000 | ₹53,655 | -68.4% |
| Year 8 (16 Sept 2024) | ₹1,94,000 | ₹92,908 | -52.1% |
| Year 9 (15 Sept 2025) | ₹2,18,000 | ₹1,66,822 | -23.5% |
| Year 10 (15 Sept 2026) | ₹2,42,000 | ₹2,53,219 | +4.6% |
Best year of the journey: Year 3 (+347.1% market move) · Toughest year: Year 6 (-94.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 15 Sept 2016 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.