₹2,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 15 Years
If you had started a ₹2,000/month SIP on 19 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹2,64,032
18 Sept 2026
Absolute gain
₹-97,968
-27.1%
XIRR (annualised)
-4.33%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,72,423
Modelled at historical FD rates. The fund trailed FD by ₹4,08,391.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2012) | ₹26,000 | ₹28,848 | +11% |
| Year 2 (18 Sept 2013) | ₹50,000 | ₹49,856 | -0.3% |
| Year 3 (18 Sept 2014) | ₹74,000 | ₹67,216 | -9.2% |
| Year 4 (18 Sept 2015) | ₹98,000 | ₹90,428 | -7.7% |
| Year 5 (19 Sept 2016) | ₹1,22,000 | ₹1,31,901 | +8.1% |
| Year 6 (18 Sept 2017) | ₹1,46,000 | ₹1,47,696 | +1.2% |
| Year 7 (18 Sept 2018) | ₹1,70,000 | ₹1,75,045 | +3% |
| Year 8 (18 Sept 2019) | ₹1,94,000 | ₹4,90,306 | +152.7% |
| Year 9 (18 Sept 2020) | ₹2,18,000 | ₹6,79,640 | +211.8% |
| Year 10 (20 Sept 2021) | ₹2,42,000 | ₹6,24,238 | +157.9% |
| Year 11 (19 Sept 2022) | ₹2,66,000 | ₹26,111 | -90.2% |
| Year 12 (18 Sept 2023) | ₹2,90,000 | ₹56,227 | -80.6% |
| Year 13 (18 Sept 2024) | ₹3,14,000 | ₹95,204 | -69.7% |
| Year 14 (18 Sept 2025) | ₹3,38,000 | ₹1,71,942 | -49.1% |
| Year 15 (18 Sept 2026) | ₹3,62,000 | ₹2,64,032 | -27.1% |
Best year of the journey: Year 8 (+146.3% market move) · Toughest year: Year 11 (-96%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 19 Sept 2011 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.