₹1,000 Monthly SIP in Aditya Birla Sun Life Gold ETF for 15 Years
If you had started a ₹1,000/month SIP on 15 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Gold ETF's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹1,29,449
15 Sept 2026
Absolute gain
₹-51,551
-28.5%
XIRR (annualised)
-4.62%
money-weighted
The journey, month by month
Worst fall on the way
-99.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,017
Modelled at historical FD rates. The fund trailed FD by ₹2,06,568.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Sept 2012) | ₹13,000 | ₹14,443 | +11.1% |
| Year 2 (16 Sept 2013) | ₹25,000 | ₹25,103 | +0.4% |
| Year 3 (15 Sept 2014) | ₹37,000 | ₹34,032 | -8% |
| Year 4 (15 Sept 2015) | ₹49,000 | ₹44,423 | -9.3% |
| Year 5 (15 Sept 2016) | ₹61,000 | ₹66,339 | +8.8% |
| Year 6 (15 Sept 2017) | ₹73,000 | ₹74,438 | +2% |
| Year 7 (17 Sept 2018) | ₹85,000 | ₹87,545 | +3% |
| Year 8 (16 Sept 2019) | ₹97,000 | ₹2,45,819 | +153.4% |
| Year 9 (15 Sept 2020) | ₹1,09,000 | ₹3,41,332 | +213.1% |
| Year 10 (15 Sept 2021) | ₹1,21,000 | ₹3,19,046 | +163.7% |
| Year 11 (15 Sept 2022) | ₹1,33,000 | ₹13,235 | -90% |
| Year 12 (15 Sept 2023) | ₹1,45,000 | ₹27,973 | -80.7% |
| Year 13 (16 Sept 2024) | ₹1,57,000 | ₹47,868 | -69.5% |
| Year 14 (15 Sept 2025) | ₹1,69,000 | ₹85,492 | -49.4% |
| Year 15 (15 Sept 2026) | ₹1,81,000 | ₹1,29,449 | -28.5% |
Best year of the journey: Year 8 (+146.9% market move) · Toughest year: Year 11 (-96%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Gold ETF's published NAV (source: AMFI) between 15 Sept 2011 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.