₹25,000 Monthly SIP in Aditya Birla Sun Life Infrastructure Fund for 10 Years
If you had started a ₹25,000/month SIP on 28 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹78,56,309
28 Sept 2026
Absolute gain
+₹48,31,309
+159.7%
XIRR (annualised)
18.03%
money-weighted
The journey, month by month
Worst fall on the way
-40.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,16,181
Modelled at historical FD rates. The fund beat FD by ₹36,40,128.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2017) | ₹3,25,000 | ₹3,81,746 | +17.5% |
| Year 2 (28 Sept 2018) | ₹6,25,000 | ₹5,77,066 | -7.7% |
| Year 3 (30 Sept 2019) | ₹9,25,000 | ₹8,55,014 | -7.6% |
| Year 4 (28 Sept 2020) | ₹12,25,000 | ₹10,71,764 | -12.5% |
| Year 5 (28 Sept 2021) | ₹15,25,000 | ₹24,52,742 | +60.8% |
| Year 6 (28 Sept 2022) | ₹18,25,000 | ₹27,33,864 | +49.8% |
| Year 7 (29 Sept 2023) | ₹21,25,000 | ₹42,89,306 | +101.8% |
| Year 8 (30 Sept 2024) | ₹24,25,000 | ₹67,57,848 | +178.7% |
| Year 9 (29 Sept 2025) | ₹27,25,000 | ₹66,06,887 | +142.5% |
| Year 10 (28 Sept 2026) | ₹30,25,000 | ₹78,56,309 | +159.7% |
Best year of the journey: Year 5 (+78.8% market move) · Toughest year: Year 2 (-15.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Infrastructure Fund's published NAV (source: AMFI) between 28 Sept 2016 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
