₹2,000 Monthly SIP in Aditya Birla Sun Life Large & Mid Cap Fund for 10 Years
If you had started a ₹2,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,66,786
1 Sept 2026
Absolute gain
+₹2,24,786
+92.9%
XIRR (annualised)
12.69%
money-weighted
The journey, month by month
Worst fall on the way
-37.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,757
Modelled at historical FD rates. The fund beat FD by ₹1,31,029.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹26,000 | ₹30,392 | +16.9% |
| Year 2 (3 Sept 2018) | ₹50,000 | ₹56,143 | +12.3% |
| Year 3 (3 Sept 2019) | ₹74,000 | ₹70,317 | -5% |
| Year 4 (1 Sept 2020) | ₹98,000 | ₹1,03,008 | +5.1% |
| Year 5 (1 Sept 2021) | ₹1,22,000 | ₹2,00,906 | +64.7% |
| Year 6 (1 Sept 2022) | ₹1,46,000 | ₹2,12,935 | +45.8% |
| Year 7 (1 Sept 2023) | ₹1,70,000 | ₹2,70,527 | +59.1% |
| Year 8 (2 Sept 2024) | ₹1,94,000 | ₹3,94,966 | +103.6% |
| Year 9 (1 Sept 2025) | ₹2,18,000 | ₹4,03,352 | +85% |
| Year 10 (1 Sept 2026) | ₹2,42,000 | ₹4,66,786 | +92.9% |
Best year of the journey: Year 5 (+58.2% market move) · Toughest year: Year 3 (-12.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Large & Mid Cap Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.