₹10,000 Monthly SIP in Aditya Birla Sun Life Large & Mid Cap Fund for 10 Years
If you had started a ₹10,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Large & Mid Cap Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹23,17,319
2 Sept 2026
Absolute gain
+₹11,07,319
+91.5%
XIRR (annualised)
12.55%
money-weighted
The journey, month by month
Worst fall on the way
-37.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,070
Modelled at historical FD rates. The fund beat FD by ₹6,38,249.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹1,30,000 | ₹1,50,755 | +16% |
| Year 2 (3 Sept 2018) | ₹2,50,000 | ₹2,80,660 | +12.3% |
| Year 3 (3 Sept 2019) | ₹3,70,000 | ₹3,51,540 | -5% |
| Year 4 (2 Sept 2020) | ₹4,90,000 | ₹5,20,614 | +6.2% |
| Year 5 (2 Sept 2021) | ₹6,10,000 | ₹10,14,315 | +66.3% |
| Year 6 (2 Sept 2022) | ₹7,30,000 | ₹10,61,346 | +45.4% |
| Year 7 (4 Sept 2023) | ₹8,50,000 | ₹13,58,353 | +59.8% |
| Year 8 (2 Sept 2024) | ₹9,70,000 | ₹19,74,709 | +103.6% |
| Year 9 (2 Sept 2025) | ₹10,90,000 | ₹20,18,963 | +85.2% |
| Year 10 (2 Sept 2026) | ₹12,10,000 | ₹23,17,319 | +91.5% |
Best year of the journey: Year 5 (+58.3% market move) · Toughest year: Year 3 (-12.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Large & Mid Cap Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.