₹10,000 Monthly SIP in Aditya Birla Sun Life Large Cap Fund for 10 Years
If you had started a ₹10,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Large Cap Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹23,35,471
18 Aug 2026
Absolute gain
+₹11,25,471
+93%
XIRR (annualised)
12.6%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,458
Modelled at historical FD rates. The fund beat FD by ₹6,51,013.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹1,30,000 | ₹1,45,625 | +12% |
| Year 2 (20 Aug 2018) | ₹2,50,000 | ₹2,88,711 | +15.5% |
| Year 3 (19 Aug 2019) | ₹3,70,000 | ₹3,88,190 | +4.9% |
| Year 4 (18 Aug 2020) | ₹4,90,000 | ₹5,27,081 | +7.6% |
| Year 5 (18 Aug 2021) | ₹6,10,000 | ₹9,37,196 | +53.6% |
| Year 6 (18 Aug 2022) | ₹7,30,000 | ₹11,41,883 | +56.4% |
| Year 7 (18 Aug 2023) | ₹8,50,000 | ₹13,93,347 | +63.9% |
| Year 8 (19 Aug 2024) | ₹9,70,000 | ₹20,24,150 | +108.7% |
| Year 9 (18 Aug 2025) | ₹10,90,000 | ₹22,04,724 | +102.3% |
| Year 10 (18 Aug 2026) | ₹12,10,000 | ₹23,35,471 | +93% |
Best year of the journey: Year 5 (+44.8% market move) · Toughest year: Year 3 (-5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Large Cap Fund's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.