₹10,000 Monthly SIP in Aditya Birla Sun Life Large Cap Fund for 5 Years
If you had started a ₹10,000/month SIP on 20 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Large Cap Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,51,879
18 Sept 2026
Absolute gain
+₹1,41,879
+23.3%
XIRR (annualised)
8.28%
money-weighted
The journey, month by month
Worst fall on the way
-13.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,972
Modelled at historical FD rates. The fund beat FD by ₹34,907.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹1,30,000 | ₹1,34,759 | +3.7% |
| Year 2 (18 Sept 2023) | ₹2,50,000 | ₹2,93,322 | +17.3% |
| Year 3 (18 Sept 2024) | ₹3,70,000 | ₹5,36,408 | +45% |
| Year 4 (18 Sept 2025) | ₹4,90,000 | ₹6,69,114 | +36.6% |
| Year 5 (18 Sept 2026) | ₹6,10,000 | ₹7,51,879 | +23.3% |
Best year of the journey: Year 3 (+29.8% market move) · Toughest year: Year 5 (-4.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Large Cap Fund's published NAV (source: AMFI) between 20 Sept 2021 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.