₹10,000 Monthly SIP in Aditya Birla Sun Life Nifty Bank ETF for 5 Years
If you had started a ₹10,000/month SIP on 28 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty Bank ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,34,532
28 Sept 2026
Absolute gain
+₹1,24,532
+20.4%
XIRR (annualised)
7.27%
money-weighted
The journey, month by month
Worst fall on the way
-17.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,18,219
Modelled at historical FD rates. The fund beat FD by ₹16,313.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2022) | ₹1,30,000 | ₹1,33,492 | +2.7% |
| Year 2 (28 Sept 2023) | ₹2,50,000 | ₹2,83,874 | +13.5% |
| Year 3 (30 Sept 2024) | ₹3,70,000 | ₹4,75,240 | +28.4% |
| Year 4 (29 Sept 2025) | ₹4,90,000 | ₹6,16,412 | +25.8% |
| Year 5 (28 Sept 2026) | ₹6,10,000 | ₹7,34,532 | +20.4% |
Best year of the journey: Year 3 (+17.7% market move) · Toughest year: Year 5 (-0.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty Bank ETF's published NAV (source: AMFI) between 28 Sept 2021 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.