₹25,000 Monthly SIP in Aditya Birla Sun Life Nifty Bank ETF for 5 Years
If you had started a ₹25,000/month SIP on 16 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty Bank ETF's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹18,98,083
16 Sept 2026
Absolute gain
+₹3,73,083
+24.5%
XIRR (annualised)
8.68%
money-weighted
The journey, month by month
Worst fall on the way
-17.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,91,836
Modelled at historical FD rates. The fund beat FD by ₹1,06,247.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2022) | ₹3,25,000 | ₹3,60,582 | +10.9% |
| Year 2 (18 Sept 2023) | ₹6,25,000 | ₹7,36,909 | +17.9% |
| Year 3 (16 Sept 2024) | ₹9,25,000 | ₹11,70,033 | +26.5% |
| Year 4 (16 Sept 2025) | ₹12,25,000 | ₹15,60,689 | +27.4% |
| Year 5 (16 Sept 2026) | ₹15,25,000 | ₹18,98,083 | +24.5% |
Best year of the journey: Year 3 (+12.8% market move) · Toughest year: Year 5 (2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty Bank ETF's published NAV (source: AMFI) between 16 Sept 2021 and 16 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.