₹10,000 Monthly SIP in Aditya Birla Sun Life PSU Equity Fund for 5 Years
If you had started a ₹10,000/month SIP on 18 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life PSU Equity Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹10,47,898
18 Aug 2026
Absolute gain
+₹4,37,898
+71.8%
XIRR (annualised)
21.72%
money-weighted
The journey, month by month
Worst fall on the way
-20.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,159
Modelled at historical FD rates. The fund beat FD by ₹3,31,739.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2022) | ₹1,30,000 | ₹1,43,372 | +10.3% |
| Year 2 (18 Aug 2023) | ₹2,50,000 | ₹3,25,150 | +30.1% |
| Year 3 (19 Aug 2024) | ₹3,70,000 | ₹7,60,978 | +105.7% |
| Year 4 (18 Aug 2025) | ₹4,90,000 | ₹8,02,963 | +63.9% |
| Year 5 (18 Aug 2026) | ₹6,10,000 | ₹10,47,898 | +71.8% |
Best year of the journey: Year 3 (+70.9% market move) · Toughest year: Year 4 (-8.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life PSU Equity Fund's published NAV (source: AMFI) between 18 Aug 2021 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.