₹25,000 Monthly SIP in Aditya Birla Sun Life PSU Equity Fund for 5 Years
If you had started a ₹25,000/month SIP on 7 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life PSU Equity Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹23,92,820
7 Oct 2026
Absolute gain
+₹8,67,820
+56.9%
XIRR (annualised)
18.21%
money-weighted
The journey, month by month
Worst fall on the way
-20.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,800
Modelled at historical FD rates. The fund beat FD by ₹6,02,020.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2022) | ₹3,25,000 | ₹3,50,481 | +7.8% |
| Year 2 (9 Oct 2023) | ₹6,25,000 | ₹8,56,789 | +37.1% |
| Year 3 (7 Oct 2024) | ₹9,25,000 | ₹17,13,375 | +85.2% |
| Year 4 (7 Oct 2025) | ₹12,25,000 | ₹20,16,698 | +64.6% |
| Year 5 (7 Oct 2026) | ₹15,25,000 | ₹23,92,820 | +56.9% |
Best year of the journey: Year 3 (+48.1% market move) · Toughest year: Year 4 (0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life PSU Equity Fund's published NAV (source: AMFI) between 7 Oct 2021 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.