₹10,000 Monthly SIP in Aditya Birla Sun Life Silver ETF for 5 Years
If you had started a ₹10,000/month SIP on 31 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Silver ETF's actual NAV for all 58 installments.
You invested
₹5,80,000
58 installments
Value today
₹14,31,095
1 Oct 2026
Absolute gain
+₹8,51,095
+146.7%
XIRR (annualised)
39.89%
money-weighted
The journey, month by month
Worst fall on the way
-43.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,76,673
Modelled at historical FD rates. The fund beat FD by ₹7,54,422.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹1,00,000 | ₹94,803 | -5.2% |
| Year 2 (3 Oct 2023) | ₹2,20,000 | ₹2,27,020 | +3.2% |
| Year 3 (1 Oct 2024) | ₹3,40,000 | ₹4,37,887 | +28.8% |
| Year 4 (1 Oct 2025) | ₹4,60,000 | ₹8,66,841 | +88.4% |
| Year 5 (1 Oct 2026) | ₹5,80,000 | ₹14,31,095 | +146.7% |
Best year of the journey: Year 4 (+55.4% market move) · Toughest year: Year 1 (-5.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Silver ETF's published NAV (source: AMFI) between 31 Jan 2022 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.