₹25,000 Monthly SIP in Aditya Birla Sun Life Silver ETF for 5 Years
If you had started a ₹25,000/month SIP on 31 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Silver ETF's actual NAV for all 57 installments.
You invested
₹14,25,000
57 installments
Value today
₹38,00,408
18 Sept 2026
Absolute gain
+₹23,75,408
+166.7%
XIRR (annualised)
43.64%
money-weighted
The journey, month by month
Worst fall on the way
-43.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,62,843
Modelled at historical FD rates. The fund beat FD by ₹21,37,565.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹2,25,000 | ₹2,04,587 | -9.1% |
| Year 2 (18 Sept 2023) | ₹5,25,000 | ₹5,80,718 | +10.6% |
| Year 3 (18 Sept 2024) | ₹8,25,000 | ₹10,37,587 | +25.8% |
| Year 4 (18 Sept 2025) | ₹11,25,000 | ₹18,81,899 | +67.3% |
| Year 5 (18 Sept 2026) | ₹14,25,000 | ₹38,00,408 | +166.7% |
Best year of the journey: Year 5 (+74.2% market move) · Toughest year: Year 1 (-9.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Silver ETF's published NAV (source: AMFI) between 31 Jan 2022 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.