₹1,000 Monthly SIP in Axis ELSS Tax Saver Fund for 5 Years
If you had started a ₹1,000/month SIP on 29 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Axis ELSS Tax Saver Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹72,891
29 Sept 2026
Absolute gain
+₹11,891
+19.5%
XIRR (annualised)
6.96%
money-weighted
The journey, month by month
Worst fall on the way
-11.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,834
Modelled at historical FD rates. The fund beat FD by ₹1,057.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2022) | ₹13,000 | ₹12,279 | -5.5% |
| Year 2 (29 Sept 2023) | ₹25,000 | ₹26,751 | +7% |
| Year 3 (30 Sept 2024) | ₹37,000 | ₹52,044 | +40.7% |
| Year 4 (29 Sept 2025) | ₹49,000 | ₹62,040 | +26.6% |
| Year 5 (29 Sept 2026) | ₹61,000 | ₹72,891 | +19.5% |
Best year of the journey: Year 3 (+34.3% market move) · Toughest year: Year 1 (-5.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Axis ELSS Tax Saver Fund's published NAV (source: AMFI) between 29 Sept 2021 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.